<h1>Banking transparency: RBI seeks disclosure of NPAs, inspection reports and penalties despite banks' objections, with disclosure stayed pending adjudication.</h1> Whether regulatory records - including top NPA lists, willful defaulter identities, monetary penalty documents and statutory inspection reports - are liable to be disclosed under the RTI framework despite banks' claims of commercial confidentiality; the regulator severed exempt material, applied the Third Party consent process, relied on precedent favoring disclosure and the absence of a fiduciary relationship, while affected banks appealed and the information authority referred the matters to a larger bench and stayed disclosure pending adjudication.