<h1>Identity-linked prepaid payments embedded in institutional ID cards with ERP spending controls, rolled out in phases under guidelines</h1> A private partnership proposes deploying an identity-linked prepaid payments platform by embedding prepaid card functionality into institutional identity credentials and integrating transaction controls into ERP workflows. The platform prescribes organisation-defined spending permissions, merchant/category restrictions, and limits through role-based access, approvals, and policy enforcement, with transactions permitted only within configured parameters; this is intended to produce controlled, auditable, and traceable digital payment usage in campuses, enterprises, and transport operations. The rollout is described as phased across India and stated to be contingent on applicable regulatory guidelines, enabling cashless payments while maintaining institutional oversight and compliance-oriented controls.