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<h1>Jan Samarth Portal launches government-backed 100% export credit guarantee, boosting collateral-free working capital for eligible exporters until March 2026.</h1> The Credit Guarantee Scheme for Exporters has been operationalised via the Jan Samarth Portal from 1 December 2025, enabling eligible member lending institutions to extend additional credit facilities to exporter MSMEs and non-MSME exporters with a Government-backed 100% guarantee. The scheme prescribes collateral-free incremental working capital support up to 20% of an exporter's existing export credit/working capital limits, within an overall guarantee cap of up to Rs.20,000 crore, thereby facilitating additional lending and liquidity for eligible exporters. The scheme remains open until 31 March 2026 or until the guarantee cap is exhausted, resulting in improved access to additional loan facilities to sustain operations, support market diversification, and maintain employment.