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<h1>Income tax refund scams use phishing links to steal bank and card details; verify refunds only via the official portal.</h1> A cyber-fraud advisory warns that scammers impersonate income tax officials to solicit bank and card details via SMS, email and phishing links, and emphasizes that the Income Tax Department does not request OTPs, CVVs or passwords by message; recipients should avoid unfamiliar links and verify refund communications only through the official income tax portal.