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<h1>TerraPay launches Xend: a global network enabling compliant, interoperable cross-border payments from wallets to banks and merchants.</h1> TerraPay launched Xend, a global payments interoperability network that connects wallets, banks, and cards via a single infrastructure, enabling wallet users to transact with 11,500 banks through SWIFT and access 150 million merchant acceptance points without new infrastructure or bilateral integrations. Xend is presented as delivering instant, compliant, and interoperable cross-border payments, regulated across multiple markets, converting domestic wallets into globally connected payment instruments while relying on TerraPay's regulatory and compliance framework.