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    IDFC FIRST Bank enables Direct Tax payments through UPI, cards, net banking and branches
    Sensex slumps 1,248 pts as IRDAI proposal hits financial shares; rising crude, US yields weigh
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September 24, 2026
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Direct tax payment gateway integration enables nationwide payments through digital options, branch channels, and customers' respective internet-banking services.
IDFC FIRST Bank's payment-gateway integration for Central Board of Direct Taxes collections enables Direct Tax payments through UPI, credit cards, debit cards, Retail and Corporate Internet Banking, and branch-based cheque, demand draft, or cash payments. Customers of other banks may use their own internet-banking facilities through the gateway. Taxpayers create a challan on the Income Tax e-Filing Portal, select Payment Gateway and IDFC FIRST Bank, choose a payment mode, complete payment, and download or print the paid challan. Payment confirmations are also accessible.
September 24, 2026
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Insurance distribution controls target commissions, expenses and loan-linked sales, reshaping bancassurance arrangements and intermediary remuneration structures.
IRDAI's consultation proposals for insurance distribution contemplate lower Expenses of Management limits, tighter commission controls, and greater control over loan-linked insurance practices. The prospective framework concerns insurer and intermediary remuneration, distribution expenses, and bancassurance fee structures. Reported concerns centre on potential effects on insurer earnings, intermediary economics, and lending-linked distribution arrangements; the measures are not described as final operative obligations or enforcement action.
September 24, 2026
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Personal loan eligibility and repayment planning: loan variants and digital applications remain subject to assessment, verification, and applicable terms.
Eligible customers may seek collateral-free personal loans within stated amount, tenure and interest-rate ranges. Loan amount, interest rate and tenure determine the EMI and total interest payable, while calculator results are estimates rather than final repayment obligations. Eligibility includes nationality, age, employment and credit-score conditions, but approval, final pricing and loan amount remain subject to lender assessment, document verification and applicable terms. Online applications require personal, financial and employment details and KYC verification.
September 24, 2026
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Nidhi company deposits lack insurance protection, requiring verification of government declaration before relying on high-return promises.
Each company seeking to function as a Nidhi must file Form NDH-4 for declaration or updated Nidhi status and comply with the Companies Act, 2013 and applicable Nidhi Rules. Nidhi companies may accept deposits and grant loans only to members. Public investors should verify declared Nidhi status rather than rely on unusually high-return promises, agent representations, or informal assurances. Deposits with Nidhi companies are not insured by the Deposit Insurance and Credit Guarantee Corporation, and recovery may be difficult where a company fails or fraud occurs.
September 24, 2026
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FCNR(B) liquidity deployment remains within banks' discretion, guided by credit pipelines, asset-liability positions, and prudent underwriting standards.
Banks retain full discretion to deploy liquidity mobilised through FCNR(B) deposits, based on their credit pipeline, lending proposals, liquidity outlook and asset-liability position. No sector-specific direction applies to use of these funds. FCNR(B) deposits are fixed-term foreign-currency deposits in which principal and interest are repayable in the same foreign currency, protecting non-resident depositors from direct rupee exchange-rate risk. Continued prudent credit appraisal and underwriting standards are expected.
September 24, 2026
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Compulsory Muslim marriage registration shifts registration to registrars under a statewide procedural framework, with local officials authorised when needed.
Compulsory registration of Muslim marriages will operate under the Assam Muslim Marriage Registration (Compulsory) Rules, 2026, framed under the Assam Compulsory Registration of Muslim Marriage and Divorces Act, 2024. Registration will be undertaken by registrars, with panchayat-level officials potentially authorised where application volumes require additional capacity. The framework addresses the registration forum after kazis were barred from registering Muslim marriages.
September 24, 2026
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Macroeconomic resilience supports fiscal consolidation, financial-sector stability, and orderly foreign-exchange management through persistent global and market shocks.
Policy management emphasises clear communication, policy certainty, macroeconomic and financial-sector stability, efficient use of buffers, and sustained structural reform. Fiscal prudence is treated as necessary to avoid unsustainable stimulus and preserve long-term stability. External-sector resilience rests on services exports and remittances, while oil and gold shocks and weaker capital inflows have created temporary balance-of-payments pressure. Further improvement is linked to lower oil dependence, export diversification, trade agreements, capital inflows and orderly foreign-exchange market management.
September 24, 2026
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Software export growth strengthens IT ecosystem as campus expansion supports startup activity, infrastructure development, and skilled employment.
Software export revenue generated by Technopark reached Rs 17,092 crore in FY 2025-26, reflecting year-on-year growth of approximately 17.3 per cent. Growth is attributed to IT infrastructure, a skilled talent base, and company performance. Technopark also operates as an IT and ITeS hub and startup ecosystem centre, with ongoing campus development intended to expand its position among major IT hubs.
September 24, 2026
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Artificial intelligence centre of excellence partnership advances industry-aligned training, supervised internships, startup mentorship, and applied research collaboration.
IIEST Shibpur and Tata Consultancy Services have entered into a Memorandum of Understanding to establish an Artificial Intelligence Centre of Excellence at the Electrical Engineering Department's high-performance computing laboratory. The collaboration supports industry-aligned training, professional certifications, practical projects, supervised internships, startup mentorship, curriculum benchmarking, and applied research in natural language processing, computer vision, image processing, and advanced data analytics.
September 24, 2026
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Money-laundering searches prompt protests over alleged political misuse while operations continue at public development offices and residences.
Enforcement Directorate search and survey operations connected with a money-laundering investigation continued at development authority offices and premises linked with housing administration, a realty company, and private residences. AAP workers protested against the searches, alleging political and administrative pressure through central investigative agencies. The party further alleged that the operations could disrupt the development authority's functioning and impede Punjab government welfare schemes.
September 24, 2026
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Money-laundering investigation procedure raises allegations over FIR registration, conflict concerns, and the choice between police, vigilance, or federal inquiry.
A police inquiry, rather than a Vigilance inquiry, was directed following an Enforcement Directorate communication seeking registration of an FIR for cognizable offences. It was contended that FIR registration should be dealt with by the police and that governmental or ministerial intervention would raise concerns where a person facing allegations is involved in deciding the investigative course. A transfer to a federal investigative agency was sought on grounds of investigative independence and perceived conflict of interest.
September 24, 2026
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Trade truce extension maintains tariff pauses and export-restriction rollbacks while negotiations continue on broader economic commitments.
United States-China trade relations may remain governed by the Busan Agreement through January 10 under a stated two-month extension, though Chinese official confirmation is pending. The arrangement maintains pauses on elevated tariffs and prior rollbacks of restrictions affecting critical minerals and high-technology exports. Negotiations may produce a broader economic package or further continuation of existing terms, while implementation of agreed commitments is under review. The parties have also proposed reciprocal alerts on AI-related hacking incidents involving national-security concerns.
September 24, 2026
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Gold Smuggling Enforcement: Concealed foreign-origin gold recovered from vehicles and a traveller, with arrests under customs law.
Gold-smuggling enforcement involved the seizure of approximately 21 kg of foreign-origin gold in two operations and the arrest of five persons under the Customs Act, 1962. Gold bars were recovered from sophisticated vehicle-chassis cavities, while gold bars and cut pieces were recovered from a passenger's specially designed cotton waist belt. The operations concerned suspected cross-border gold movement and targeted organised smuggling networks using sophisticated concealment methods.
September 24, 2026
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Cross-border gold smuggling enforcement resulted in Customs Act seizures after coordinated recovery of foreign-origin gold from border locations and a passenger.
Cross-border smuggling of foreign-origin gold through the Bangladesh route led to coordinated recoveries and seizures under the Customs Act, 1962. Gold recovered near the India-Bangladesh border was taken over for customs proceedings, including a seizure under Section 110. Foreign-origin gold concealed by a train passenger was also recovered and seized, with investigation indicating its smuggling from Bangladesh.
September 24, 2026
Show AI Summary
BRICS tax cooperation creates standing platforms for international taxation, revenue statistics, professional capacity building and peer learning.
India-led BRICS tax cooperation established standing Working Groups on International Taxation and Transfer Pricing and Revenue Statistics, providing institutional platforms extending beyond individual Chairships. It also institutionalised an annual Young Tax Professionals Capacity Building Programme, launched the BRICS Tax Cross-Learning Lab for peer learning on client-centric administration and human-resources practices, and approved the Terms of Reference for the BRICS Tax Support Network.
September 24, 2026
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Wildlife trafficking enforcement applies protected-species safeguards to seized Tokay Geckos and enables further statutory action against suspected illegal trade.
Wildlife-trafficking enforcement led to interception of two persons and seizure of 86 live Tokay Geckos under the Wildlife (Protection) Act, 1972. Tokay Geckos receive Schedule I protection under that legislation and are listed in Appendix II of CITES, regulating international trade. The persons and recovered geckos were transferred to the Mariani Range Forest Office for further action.
September 24, 2026
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Restricted firecracker imports concealed through misdeclaration trigger seizure and criminal investigation under customs enforcement law.
Concealment of restricted firecrackers within an import container declared as bottles and wallpaper resulted in customs seizure under the Customs Act, 1962. Firecracker imports are restricted under the Foreign Trade Policy and require valid Directorate General of Foreign Trade authorisation and a Petroleum and Explosives Safety Organisation licence under the Explosives Rules, 2008. Investigation into attempted clandestine clearance led to the arrest under the Customs Act of a key syndicate member alleged to have orchestrated the import.
September 24, 2026
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Merger-control approval permits FIHM's phased acquisition of IIFL Capital Services equity through subscription, open offer and promoter purchase.
Merger-control approval permits FIHM to acquire certain additional equity share capital of IIFL Capital Services through a preferential issue on a private-placement basis and through shares tendered in a mandatory open offer. FIHM may also buy shares from the target's promoters if its aggregate shareholding with HWIC remains below the Target Shareholding after these steps.
September 24, 2026
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Full ownership acquisition in beauty and personal care receives competition approval for skin care and hair care operations.
Competition approval covers L'Ore al India Private Limited's acquisition of the entire shareholding in Onesto Labs Private Limited. The proposed combination concerns India's beauty and personal care sector and places the Target under the Acquirer's full ownership. Both entities operate in beauty and personal care products, including skin care and hair care.
September 23, 2026
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Advance disbursement of central government pay addresses anticipated banking disruption, with subsequent adjustment against the following month's entitlements.
Advance disbursement of September 2026 salary, wages and pensions is authorised on 25 September for central government employees, industrial employees and pensioners because of the proposed bank strike. Payments constitute advance payments and must be adjusted after full monthly entitlements are determined, with any adjustment made from October salary or wages. End-of-month banking transactions should, where feasible, be processed in advance.

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TRT Cost Overview for Men Seeking Effective Testosterone Replacement Therapy

November 20, 2025

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Testosterone Replacement Therapy, or TRT, is a medical treatment designed to restore testosterone levels in men with low hormone production, also called hypogonadism. Testosterone is a vital hormone responsible for muscle mass, energy, libido, mood regulation, and overall vitality. trt cost involves medically supervised administration of testosterone to achieve balanced hormone levels, improve well-being, and address symptoms like fatigue, decreased libido, mood swings, and loss of muscle mass. Who Needs TRT? Men who experience symptoms of low testosterone may benefit from TRT. Common symptoms include fatigue, reduced sexual desire, difficulty concentrating, depression, irritability, decreased muscle strength, increased body fat, and low bone density. TRT is recommended only after proper medical evaluation and laboratory testing confirm testosterone deficiency. Self-diagnosis and unsupervised use are not safe or effective. A licensed healthcare provider can determine whether therapy is necessary and safe for each individual.

What Factors Affect TRT Costs? The cost of TRT varies depending on multiple factors: • Type of testosterone: Injections, gels, patches, and pellets differ in price. Injections are often less expensive, while pellets may have higher upfront costs.

• Dosage and frequency: Higher doses or more frequent administration increase costs.

• Laboratory tests: Blood tests to monitor hormone levels, liver function, cholesterol, and other markers add to the overall expense.

• Doctor consultations: Initial evaluations and ongoing follow-ups may be charged per visit or included in treatment packages.

• Location and provider: Costs vary based on geography, clinic type, and whether the service is provided through traditional clinics or online platforms.

Understanding these factors helps men plan financially and select the best option for their needs.

How Much Does TRT Typically Cost? TRT costs vary widely depending on the delivery method and frequency of treatment. On average, monthly costs range from $100 to $400 for injections, $150 to $500 for gels, and $250 to $800 for patches. Pellets may cost $500 to $1,000 every three to six months, including insertion procedures. Additional expenses for laboratory tests and follow-up appointments should be considered. While TRT can be a significant financial commitment, understanding the breakdown of costs helps patients make informed decisions.

Are Laboratory Tests Included in TRT Costs? Some clinics or online providers include lab testing in treatment packages, while others charge separately. Lab tests are essential for diagnosing low testosterone and monitoring therapy to ensure safety and effectiveness. These tests typically include total and free testosterone, estradiol, hematocrit, liver function, cholesterol levels, and sometimes PSA (prostate-specific antigen) testing. Costs for lab work can range from $50 to $200 per test, depending on location and provider.

Does Insurance Cover TRT? Insurance coverage for TRT depends on the policy and whether the therapy is deemed medically necessary. Some plans cover TRT when low testosterone is confirmed through lab testing and symptoms are documented, while others classify it as elective or cosmetic, limiting coverage. Patients should verify coverage, check for prior authorization requirements, and understand co-pays or deductibles. Even when insurance partially covers treatment, out-of-pocket expenses for medication, lab tests, and follow-ups may still apply.

How Does the Type of Testosterone Affect Cost? Different forms of testosterone have varying costs and benefits: • Injections: Typically the most affordable option, with costs ranging from $100 to $400 per month.

• Gels: Convenient for daily application, with prices around $150 to $500 monthly.

• Patches: Continuous delivery through skin application, often $250 to $800 monthly.

• Pellets: Implanted under the skin for slow release over months, usually $500 to $1,000 per procedure.

Choosing the appropriate form depends on lifestyle, medical guidance, and budget considerations.

Can TRT Be Administered at Home? Yes, many men can administer certain forms of TRT at home. Injectable testosterone can be self-administered after proper instruction from a healthcare provider. Gels and patches are applied directly to the skin. Pellets require a medical procedure for insertion and must be performed in a clinic. Home administration can reduce travel costs and offer convenience, but it is essential to follow professional guidance for safe and effective dosing.

How Do Follow-Up Visits Affect Overall Costs? Follow-up appointments are essential for monitoring testosterone levels, evaluating symptoms, and adjusting dosages. Some providers include follow-ups in monthly treatment packages, while others charge per visit, typically $50 to $150. Regular monitoring prevents side effects and ensures therapy effectiveness, making these costs an important part of overall financial planning for TRT.

What Are the Hidden Costs of TRT? Beyond medication and consultations, several hidden costs may arise: • Lab testing: Ongoing blood work to track hormone levels and safety markers.

• Travel expenses: Visits to clinics for injections, pellet insertion, or lab testing.

• Medical equipment: Needles, syringes, alcohol swabs, and storage containers for at-home injections.

• Side effect management: Treatment for acne, elevated hematocrit, or other complications may add to costs.

Considering these factors helps men plan for the total financial commitment of TRT.

Are Online TRT Options More Cost-Effective? Online TRT providers can offer convenience and competitive pricing. Virtual consultations reduce travel costs and allow flexible scheduling. Prescription delivery saves time and ensures privacy. Many online platforms include lab testing packages and follow-up plans, simplifying overall management. While costs are comparable to in-person clinics, online therapy often provides better accessibility and streamlined care for those with busy schedules.

Does TRT Require Long-Term Investment? TRT is often a long-term therapy, especially for men with age-related testosterone decline or permanent medical conditions. Monthly costs accumulate over time, and ongoing lab monitoring and follow-ups are necessary to maintain safety and effectiveness. Some men may require therapy indefinitely, while others with reversible causes of low testosterone may discontinue after lifestyle improvements or temporary treatments. Understanding the long-term financial commitment is essential for sustainable therapy.

How Can Men Minimize TRT Costs? Several strategies can help reduce costs without compromising safety: • Comparing providers: Review pricing for medication, labs, and follow-ups across clinics and online platforms.

• Bulk purchasing: Some providers offer cost savings for longer prescription supplies.

• Insurance verification: Understanding coverage, co-pays, and prior authorization can lower out-of-pocket expenses.

• Choosing the right form: Selecting an appropriate testosterone delivery method for lifestyle and budget.

• Maintaining healthy lifestyle habits: Diet, exercise, and stress management may reduce required dosage over time.

Are There Financial Assistance Programs for TRT? Some manufacturers, clinics, and online platforms offer financial assistance programs or discounts for eligible patients. These programs may reduce medication costs, cover lab tests, or offer payment plans for long-term therapy. Patients should inquire about available programs and explore options that make therapy more affordable while ensuring safe and medically supervised care.

How Often Should Costs Be Reviewed During TRT? Patients should periodically review TRT-related expenses to manage their budget effectively. Costs may change due to dosage adjustments, lab frequency, or therapy duration. Reviewing expenses every few months helps identify opportunities for savings, ensures adherence to therapy, and avoids unexpected financial burdens. Open communication with providers about cost concerns is important for sustainable treatment.

What Are the Benefits of Investing in TRT? While TRT can be a significant financial commitment, the benefits often outweigh costs when therapy is properly managed. Patients typically experience increased energy, improved mood, enhanced sexual function, better muscle mass and strength, and overall quality of life improvements. Investing in professional care ensures safety, minimizes side effects, and maximizes the effectiveness of therapy.

Can Costs Vary by Geographic Location? Yes, TRT costs differ depending on where care is provided. Urban centers or specialized clinics may have higher fees for consultations, lab work, and procedures, while rural areas may have lower charges. Online platforms can help standardize costs by offering virtual care and prescription delivery regardless of location. Comparing local and online options helps patients select cost-effective solutions.

What Are the Typical Steps Included in TRT Costs? TRT expenses generally cover several key components: 1. Initial consultation with a licensed provider.

2. Laboratory testing to confirm low testosterone and monitor therapy.

3. Prescription testosterone in the chosen form (injection, gel, patch, or pellet).

4. Ongoing follow-ups to adjust dosage and assess health markers.

5. Equipment or supplies for home administration if applicable.

6. Management of side effects or complications if they arise.

Understanding each step helps patients budget effectively and anticipate total costs.

Is it Worth Paying for Professional TRT? Yes, paying for professionally supervised TRT ensures safety, accuracy, and effectiveness. Self-administering testosterone or purchasing unregulated products can lead to serious health risks, including hormonal imbalance, cardiovascular complications, liver issues, and fertility problems. Professional care includes lab monitoring, dosage adjustments, and personalized guidance, making it a worthwhile investment for long-term health and well-being.

Conclusion TRT is a valuable treatment for men with low testosterone, offering significant benefits for energy, mood, sexual health, and overall vitality. Understanding the costs associated with therapy—including medication, lab tests, consultations, and follow-ups—is essential for planning and budgeting. By considering factors such as delivery method, duration, insurance coverage, and lifestyle, men can access effective TRT safely and affordably. Investing in professional, medically supervised care ensures optimal results, long-term safety, and improved quality of life while providing clarity on the financial commitment required for this transformative therapy.

(Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR

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