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    Punjab Assembly passes nine key bills
    Mumbai court denies nod to Nirav Modi's sister to record her statement via video link in PNB case
    'Organised loot' of Rs 2.86 lakh crore from people's pockets: Surjewala accuses govt
    Naresh Goyal seeks discharge from money laundering case; court asks prosecution to reply to plea
    Parliamentary panel seeks details on Railways’ efforts to boost domestic bullet train capabilities
    Haryana CM Saini launches MSME and Export Promotion Policy 2026
    TCS receives employee data leak alerts; says no impact to customer info
    APEDA Facilitates First-Ever Export of Mustard Honey by Dergang FPO from Tripura to Dubai
    Parliament passes The Bankers' Books Evidence Bill, 2026
    DRI uncovers another clandestine drug manufacturing unit in Maharashtra
    Delhi HC gives Kejriwal 4 weeks to respond to ED pleas against acquittal in two cases
    Pesticide residues found in 58 food samples tested in Kerala, says Minister Siddique
    DGFT Removes Physical Duty Payment Challans for Export Obligation Discharge Certificate Applications under Advance Authorisation and Export Promotion ...
    TRAI directs use of 1601-series for service, transactional calls by utilities, logistics cos
    Nagaland tax revenue rises to Rs 1,597 crore in FY'26
    India's Russian crude imports hit record for second straight month
    Stolen phone of 88-year-old leads Delhi Police to bust interstate cyber-fraud syndicate; 9 held
    Rupee falls 11 paise to close at 95.28 against US dollar on firm crude oil prices
    Loan Utsav 2026: Bajaj Finance Personal Loan Now Comes with an Exclusive Reward Bundle for Eligible Customers
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    August 10, 2026
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    GST refund facilitation expands provisional input tax credit refunds and removes the minimum threshold for export-related IGST refunds.
    Punjab's GST amendments facilitate voluntary compliance and reduce procedural burdens by allowing a 90 per cent provisional input tax credit refund in inverted duty structure cases and removing the minimum threshold for IGST refunds on exported goods. Additional measures cap annual fee increases by private unaided educational institutions, establish digital open universities for technology-enabled higher education, protect trees and green cover, and address common infrastructure, panchayati raj, and contractual engagement of outsourced State personnel.
    August 10, 2026
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    Video-conference statements for an approver application were declined, requiring the accused's statement to be recorded before consideration.
    Special CBI Court rejected an accused's request to record her statement through video conferencing in a bank-fraud prosecution. The accused had sought to become an approver, and her statement was required to be recorded before consideration of that application. She and her husband had previously become approvers in a related money-laundering matter involving alleged fraudulent Letters of Undertaking.
    August 10, 2026
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    Fuel price transparency highlights allegations over excise duty, consumer retail costs, and profit disclosures by state-run oil marketing companies.
    Fuel pricing, central excise duty and profits of state-run oil marketing companies are examined through allegations that retail fuel prices and tax policy imposed excessive costs on consumers while generating substantial company profits. The criticism contrasts high crude-price periods with lower retail prices and lower excise duty against a later period in which reduced crude prices were allegedly not passed through to consumers. Profit-margin disclosure is also raised as a transparency issue, with parliamentary information described as covering oil prices, global crude prices and company profits.
    August 10, 2026
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    Discharge in money-laundering proceedings turns on whether pre-charge material sufficiently establishes the alleged offence.
    Discharge in a money-laundering prosecution was sought before a special PMLA court concerning alleged siphoning and laundering of loans advanced to Jet Airways by Canara Bank. The prosecution was directed to respond, subject to the applicant not seeking adjournment. Discharge is available after filing of a chargesheet and before framing of charges where the material before the court is insufficient to establish the alleged offence. The proceedings arise from a CBI FIR concerning alleged bank fraud involving Jet Airways and associated persons.
    August 10, 2026
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    High-speed rail indigenisation and infrastructure performance monitoring require skills development, comparative planning, measurable station assessments and freight-terminal dashboards.
    Parliamentary oversight calls for accelerated indigenisation of high-speed rail components, capacity-building through international expertise, and comparative study of successful high-speed rail systems for future corridors. Redeveloped stations should be assessed through measurable indicators concerning passenger use, accessibility, cleanliness, commercial occupancy, maintenance and feedback, with completed-project practices documented and shared. Operational cargo terminals and cargo-related facilities should be monitored through a digital dashboard covering utilisation, rake performance, mechanisation, connectivity, safety compliance and customer satisfaction.
    August 10, 2026
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    MSME and export promotion framework expands finance, technology, infrastructure, sustainability and global-market support for enterprise growth.
    Haryana Progressive MSME and Export Promotion Policy 2026 creates a five-year framework for MSME growth through financial incentives, institutional support, industrial infrastructure, technology adoption and export facilitation. Identified thrust-sector enterprises may receive capital and interest subsidies, stamp duty reimbursement, employment assistance, insurance support, and incentives for automation, artificial intelligence, testing and research. Proposed venture capital and credit guarantee funds seek to improve institutional and collateral-free finance. Export support covers international certifications, credit, insurance, freight, e-commerce, trade fairs, documentation, compliance and buyer connections, alongside sustainability and inclusive entrepreneurship measures.
    August 10, 2026
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    Employee data exposure alerts trigger review of alleged password spraying and MFA fatigue, with customer and operational systems unaffected.
    Employee data exposure alerts prompted TCS to review allegations concerning limited basic employee information that appears to be more than four years old. No indication exists that customer data, customer systems, or operational systems have been affected. The alleged vectors involve password spraying and multi-factor authentication fatigue. TCS states that safeguards against these techniques have been in place for more than two years, its controls remain effective, and monitoring and further assessment will continue.
    August 10, 2026
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    Mustard honey export demonstrates FPO-led aggregation, quality-focused production and industry collaboration for international agricultural market access.
    Mustard honey export from Tripura to Dubai marks the first international shipment by Dergang Farmer Producer Organisation, supported through export-oriented aggregation and market linkage initiatives. The export creates overseas market access for local beekeepers and farmers, diversifies the honey value chain, and encourages quality-focused production. Industry collaboration supported bee production and an export-oriented supply chain, while capacity building, quality assurance, value addition and market linkages can strengthen agricultural exports and farmer participation in international markets.
    August 10, 2026
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    Digital banking evidence gains recognition through a modernised framework for physical and electronic records, with privacy and security safeguards.
    The Bankers' Books Evidence Bill, 2026, modernises the evidentiary framework for bankers' books by permitting banking records to be produced in physical or electronic form in legal proceedings. It recognises electronic, digital and virtual records and enables the Central Government to extend the regime to other regulated financial entities, supporting a uniform financial-sector evidentiary framework. The framework seeks secure and transparent use of banking records while safeguarding customer privacy, confidentiality and data security.
    August 10, 2026
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    Illicit opioid medicine exports exposed through concealed cargo, clandestine manufacturing, repacking, and attempted transnational trafficking to Nigeria.
    Illicit manufacture and attempted export of controlled opioid medicines were detected in a network producing, concealing, storing and exporting Tramadol Hydrochloride tablets to Nigeria. A consignment declared as Pregabalin capsules contained concealed Tramadol Hydrochloride and Tapentadol tablets. Investigation identified clandestine manufacture, repacking and preparation for export, with searches yielding tablet-compression machinery and raw materials. Tramadol is a psychotropic substance under the Narcotic Drugs and Psychotropic Substances Act, while Tapentadol is regulated under the Drugs and Cosmetics Act and its rules.
    August 10, 2026
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    Summons compliance under anti-money-laundering law faces appellate scrutiny after acquittal over unproven email service allegations.
    Delhi High Court required Arvind Kejriwal to reply to Enforcement Directorate petitions challenging his acquittal in proceedings concerning alleged non-compliance with summonses. The trial court found that the agency had not proved intentional disobedience, service of summons through email, or lawful issuance of electronic summons under the Prevention of Money Laundering Act. The appellate challenge concerns proof of service, validity of electronic summons, and intentional non-compliance.
    August 10, 2026
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    Pesticide residue concerns drive organic farming, school agriculture initiatives, infrastructure financing and climate-resilience support for farmers.
    Food-safety concerns arising from pesticide residues and toxic substances are to be addressed through organic vegetable farming, household cultivation and the Kathir school-farming initiative. Kathir provides for institutional farming, teacher and committee support, markets, student training and clubs, with possible academic weightage for agricultural participation. Agricultural infrastructure financing supports post-harvest management, value addition, processing, packing, marketing and exports. Additional measures include banking support, agricultural technology adoption, women-farmer support and schemes addressing climate-related floods and drought.
    August 10, 2026
    Show AI Summary
    Digital EODC processing removes physical duty challans through authenticated payment verification for export authorisation closure.
    Export Obligation Discharge Certificate processing under the Advance Authorisation and Export Promotion Capital Goods schemes no longer requires physical duty-payment challans for voluntary customs-duty payments made on or after 1 August 2026. Authenticated licence-wise payment information is electronically transmitted from Customs/ICEGATE to DGFT systems and mapped to the relevant authorisation. Exporters can verify payment details on the customer portal, while Regional Authorities use corresponding back-office records, replacing manual submission and verification for authorisation closure.
    August 10, 2026
    Show AI Summary
    Trusted service-call numbering requires verified utilities and logistics entities to use dedicated numbers exclusively for transactional and service communications.
    The 1601-series is introduced for verified utilities, courier and logistics entities making service and transactional voice calls. Numbers must be allocated directly to eligible entities, not intermediaries or aggregators, following verification by telecom service providers and an undertaking of exclusive use. Promotional voice calls are prohibited on this series and remain associated with the 140-series. The framework separates these calls from the 1600-series reserved for regulated financial-sector and government-to-citizen communications, supporting consumer recognition of legitimate calls and reducing impersonation risks.
    August 10, 2026
    Show AI Summary
    GST revenue collection drives tax growth while data scrutiny, taxpayer verification, and compliance capacity remain key administrative priorities.
    GST constituted the principal component of tax revenue for the 2025-26 fiscal year. Tax administration faces staff shortages, information-technology upgrade needs, and increased workloads from taxpayer registrations and return filings. Compliance oversight requires GST data scrutiny, risk assessment, identification of unregistered taxpayers, tax-evasion detection, and field verification of high-risk taxpayers. Long-term revenue planning sets progressively higher collection targets through 2063.
    August 10, 2026
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    Russian crude imports reshape India's refining trade as processed petroleum products reach sanctioning jurisdictions despite import restrictions.
    Indian imports of Russian crude oil reached a second consecutive monthly record in July 2026, with Russian crude forming the dominant share of India's Russian fossil-fuel purchases and more than half of total crude imports. Higher receipts through smaller terminals offset reduced volumes at Paradip. Indian refineries processing Russian crude also exported refined petroleum products to sanctioning jurisdictions, including the European Union, Australia and the United States, despite the European Union prohibition on imports of oil products made from Russian crude.
    August 10, 2026
    Show AI Summary
    Cyber-fraud through stolen phones allegedly used mule accounts, banking credentials and coordinated technical operations to divert victims' funds.
    Investigation into unauthorised withdrawals after theft of a mobile phone uncovered an alleged interstate cyber-fraud network using stolen devices, linked banking credentials and mule bank accounts. The scheme allegedly involved phone theft, supply of accounts and banking instruments, and a technical operation that accessed victims' accounts and routed funds for withdrawal or transfer. Digital surveillance, transaction mapping, seized devices, victim data and transaction records are being examined to identify linked complaints and the extent of funds allegedly diverted.
    August 10, 2026
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    Rupee depreciation reflected stronger dollar, elevated crude prices and geopolitical uncertainty, while portfolio inflows and equity gains provided support.
    The rupee depreciated against the US dollar amid a stronger dollar, higher global crude oil prices and uncertainty surrounding West Asia-related negotiations. Concerns over crude oil's potential impact on the trade deficit weighed on the currency, while positive domestic equity markets and foreign portfolio investment inflows provided support. Market caution remained focused on forthcoming US inflation data, dollar-index movements and Brent crude prices. Foreign-exchange reserves increased during the reported period.
    August 10, 2026
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    Collateral-free personal loans offer extended repayment flexibility, conditional reward benefits, and online application subject to eligibility and disbursal requirements.
    Loan Utsav 2026 provides eligible Bajaj Finance Personal Loan applicants an exclusive reward bundle where the loan is successfully disbursed during the campaign period. The collateral-free facility supports personal expenses, offers repayment tenures from 12 to 108 months, and may enable lower monthly EMI obligations through a longer selected tenure. Interest rates depend on eligibility, credit assessment, financial profile and lending criteria. Online applications require personal and financial details and required documents, with disbursal for eligible applicants possible after verification and approval.
    August 10, 2026
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    Credit card payment flexibility supports seasonal shopping and travel through eligible EMIs, rewards, tracking tools and conditional merchant benefits.
    Credit-card spending features include conversion of eligible purchases into EMIs, selected no-cost EMI options, reward points, cashback, merchant discounts and payment flexibility. Travel-related benefits may include domestic airport lounge access, travel-booking discounts, fuel-surcharge waiver and anniversary-linked rewards. The AU 0101 application enables transaction tracking, balance and interest-rate monitoring, EMI conversion and bill-payment management. Features and offers are subject to change, customer eligibility, internal policies and partner-merchant terms.

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      TRT Cost Overview for Men Seeking Effective Testosterone Replacement Therapy

      November 20, 2025

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      Testosterone Replacement Therapy, or TRT, is a medical treatment designed to restore testosterone levels in men with low hormone production, also called hypogonadism. Testosterone is a vital hormone responsible for muscle mass, energy, libido, mood regulation, and overall vitality. trt cost involves medically supervised administration of testosterone to achieve balanced hormone levels, improve well-being, and address symptoms like fatigue, decreased libido, mood swings, and loss of muscle mass. Who Needs TRT? Men who experience symptoms of low testosterone may benefit from TRT. Common symptoms include fatigue, reduced sexual desire, difficulty concentrating, depression, irritability, decreased muscle strength, increased body fat, and low bone density. TRT is recommended only after proper medical evaluation and laboratory testing confirm testosterone deficiency. Self-diagnosis and unsupervised use are not safe or effective. A licensed healthcare provider can determine whether therapy is necessary and safe for each individual.

      What Factors Affect TRT Costs? The cost of TRT varies depending on multiple factors: • Type of testosterone: Injections, gels, patches, and pellets differ in price. Injections are often less expensive, while pellets may have higher upfront costs.

      • Dosage and frequency: Higher doses or more frequent administration increase costs.

      • Laboratory tests: Blood tests to monitor hormone levels, liver function, cholesterol, and other markers add to the overall expense.

      • Doctor consultations: Initial evaluations and ongoing follow-ups may be charged per visit or included in treatment packages.

      • Location and provider: Costs vary based on geography, clinic type, and whether the service is provided through traditional clinics or online platforms.

      Understanding these factors helps men plan financially and select the best option for their needs.

      How Much Does TRT Typically Cost? TRT costs vary widely depending on the delivery method and frequency of treatment. On average, monthly costs range from $100 to $400 for injections, $150 to $500 for gels, and $250 to $800 for patches. Pellets may cost $500 to $1,000 every three to six months, including insertion procedures. Additional expenses for laboratory tests and follow-up appointments should be considered. While TRT can be a significant financial commitment, understanding the breakdown of costs helps patients make informed decisions.

      Are Laboratory Tests Included in TRT Costs? Some clinics or online providers include lab testing in treatment packages, while others charge separately. Lab tests are essential for diagnosing low testosterone and monitoring therapy to ensure safety and effectiveness. These tests typically include total and free testosterone, estradiol, hematocrit, liver function, cholesterol levels, and sometimes PSA (prostate-specific antigen) testing. Costs for lab work can range from $50 to $200 per test, depending on location and provider.

      Does Insurance Cover TRT? Insurance coverage for TRT depends on the policy and whether the therapy is deemed medically necessary. Some plans cover TRT when low testosterone is confirmed through lab testing and symptoms are documented, while others classify it as elective or cosmetic, limiting coverage. Patients should verify coverage, check for prior authorization requirements, and understand co-pays or deductibles. Even when insurance partially covers treatment, out-of-pocket expenses for medication, lab tests, and follow-ups may still apply.

      How Does the Type of Testosterone Affect Cost? Different forms of testosterone have varying costs and benefits: • Injections: Typically the most affordable option, with costs ranging from $100 to $400 per month.

      • Gels: Convenient for daily application, with prices around $150 to $500 monthly.

      • Patches: Continuous delivery through skin application, often $250 to $800 monthly.

      • Pellets: Implanted under the skin for slow release over months, usually $500 to $1,000 per procedure.

      Choosing the appropriate form depends on lifestyle, medical guidance, and budget considerations.

      Can TRT Be Administered at Home? Yes, many men can administer certain forms of TRT at home. Injectable testosterone can be self-administered after proper instruction from a healthcare provider. Gels and patches are applied directly to the skin. Pellets require a medical procedure for insertion and must be performed in a clinic. Home administration can reduce travel costs and offer convenience, but it is essential to follow professional guidance for safe and effective dosing.

      How Do Follow-Up Visits Affect Overall Costs? Follow-up appointments are essential for monitoring testosterone levels, evaluating symptoms, and adjusting dosages. Some providers include follow-ups in monthly treatment packages, while others charge per visit, typically $50 to $150. Regular monitoring prevents side effects and ensures therapy effectiveness, making these costs an important part of overall financial planning for TRT.

      What Are the Hidden Costs of TRT? Beyond medication and consultations, several hidden costs may arise: • Lab testing: Ongoing blood work to track hormone levels and safety markers.

      • Travel expenses: Visits to clinics for injections, pellet insertion, or lab testing.

      • Medical equipment: Needles, syringes, alcohol swabs, and storage containers for at-home injections.

      • Side effect management: Treatment for acne, elevated hematocrit, or other complications may add to costs.

      Considering these factors helps men plan for the total financial commitment of TRT.

      Are Online TRT Options More Cost-Effective? Online TRT providers can offer convenience and competitive pricing. Virtual consultations reduce travel costs and allow flexible scheduling. Prescription delivery saves time and ensures privacy. Many online platforms include lab testing packages and follow-up plans, simplifying overall management. While costs are comparable to in-person clinics, online therapy often provides better accessibility and streamlined care for those with busy schedules.

      Does TRT Require Long-Term Investment? TRT is often a long-term therapy, especially for men with age-related testosterone decline or permanent medical conditions. Monthly costs accumulate over time, and ongoing lab monitoring and follow-ups are necessary to maintain safety and effectiveness. Some men may require therapy indefinitely, while others with reversible causes of low testosterone may discontinue after lifestyle improvements or temporary treatments. Understanding the long-term financial commitment is essential for sustainable therapy.

      How Can Men Minimize TRT Costs? Several strategies can help reduce costs without compromising safety: • Comparing providers: Review pricing for medication, labs, and follow-ups across clinics and online platforms.

      • Bulk purchasing: Some providers offer cost savings for longer prescription supplies.

      • Insurance verification: Understanding coverage, co-pays, and prior authorization can lower out-of-pocket expenses.

      • Choosing the right form: Selecting an appropriate testosterone delivery method for lifestyle and budget.

      • Maintaining healthy lifestyle habits: Diet, exercise, and stress management may reduce required dosage over time.

      Are There Financial Assistance Programs for TRT? Some manufacturers, clinics, and online platforms offer financial assistance programs or discounts for eligible patients. These programs may reduce medication costs, cover lab tests, or offer payment plans for long-term therapy. Patients should inquire about available programs and explore options that make therapy more affordable while ensuring safe and medically supervised care.

      How Often Should Costs Be Reviewed During TRT? Patients should periodically review TRT-related expenses to manage their budget effectively. Costs may change due to dosage adjustments, lab frequency, or therapy duration. Reviewing expenses every few months helps identify opportunities for savings, ensures adherence to therapy, and avoids unexpected financial burdens. Open communication with providers about cost concerns is important for sustainable treatment.

      What Are the Benefits of Investing in TRT? While TRT can be a significant financial commitment, the benefits often outweigh costs when therapy is properly managed. Patients typically experience increased energy, improved mood, enhanced sexual function, better muscle mass and strength, and overall quality of life improvements. Investing in professional care ensures safety, minimizes side effects, and maximizes the effectiveness of therapy.

      Can Costs Vary by Geographic Location? Yes, TRT costs differ depending on where care is provided. Urban centers or specialized clinics may have higher fees for consultations, lab work, and procedures, while rural areas may have lower charges. Online platforms can help standardize costs by offering virtual care and prescription delivery regardless of location. Comparing local and online options helps patients select cost-effective solutions.

      What Are the Typical Steps Included in TRT Costs? TRT expenses generally cover several key components: 1. Initial consultation with a licensed provider.

      2. Laboratory testing to confirm low testosterone and monitor therapy.

      3. Prescription testosterone in the chosen form (injection, gel, patch, or pellet).

      4. Ongoing follow-ups to adjust dosage and assess health markers.

      5. Equipment or supplies for home administration if applicable.

      6. Management of side effects or complications if they arise.

      Understanding each step helps patients budget effectively and anticipate total costs.

      Is it Worth Paying for Professional TRT? Yes, paying for professionally supervised TRT ensures safety, accuracy, and effectiveness. Self-administering testosterone or purchasing unregulated products can lead to serious health risks, including hormonal imbalance, cardiovascular complications, liver issues, and fertility problems. Professional care includes lab monitoring, dosage adjustments, and personalized guidance, making it a worthwhile investment for long-term health and well-being.

      Conclusion TRT is a valuable treatment for men with low testosterone, offering significant benefits for energy, mood, sexual health, and overall vitality. Understanding the costs associated with therapy—including medication, lab tests, consultations, and follow-ups—is essential for planning and budgeting. By considering factors such as delivery method, duration, insurance coverage, and lifestyle, men can access effective TRT safely and affordably. Investing in professional, medically supervised care ensures optimal results, long-term safety, and improved quality of life while providing clarity on the financial commitment required for this transformative therapy.

      (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR

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