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    Government Approves One-Time Interest-Free Loan of ₹50,000 per Barn for FCV Tobacco Growers in Andhra Pradesh
    Issuance Calendar for Marketable Dated Securities for October 2026-March 2027
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September 25, 2026
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Interest-free working capital assistance for FCV tobacco growers supports liquidity, institutional loan repayment, crop inputs, and reduced private borrowing.
A one-time, interest-free working-capital loan of Rs. 50,000 per barn is approved for FCV tobacco growers in Andhra Pradesh under the Interest-Free Working Capital Assistance Scheme. Covering about 44,000 growers, the assistance is proposed to be delivered through direct benefit transfer. It is intended to provide liquidity for household requirements, institutional loan repayment and crop inputs, while reducing dependence on private borrowing.
September 25, 2026
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Government securities auction calendar establishes retail bidding access, flexible issuance terms, greenshoe subscriptions, and periodic debt switch operations.
Each auction carries a non-competitive bidding facility, under which five per cent of the notified amount is reserved for specified retail investors. The Government may modify indicated amounts, issuance periods and maturities, and may issue instruments with non-standard maturities, floating-rate bonds or inflation-indexed bonds, having regard to governmental requirements, market conditions and other relevant factors. It may retain additional subscriptions through a greenshoe option and conduct switch or buyback auctions of dated securities.
September 25, 2026
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Market borrowing plan sets dated securities auctions, Treasury Bill issuance, redemption management, and temporary cash-flow support.
Government market borrowing for the second half of FY 2026-27 is to be raised through weekly auctions of dated securities, including Sovereign Green Bonds, across maturities from 3 to 50 years. Debt-management measures include switching and buyback operations to smooth the redemption profile and a greenshoe option for additional subscriptions. Treasury Bills are to be issued through weekly auctions in 91-day, 182-day and 364-day maturities. The Ways and Means Advances limit is fixed to address temporary mismatches in government accounts.
September 25, 2026
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GI-tagged agricultural exports expand farmer access to international markets through FPO-led value chains and higher price realisation.
APEDA facilitated the export of a one-metric-tonne consignment of GI-tagged Gulbarga Tur Dal from Karnataka to the Maldives through an FPO-led brand. Gulbarga Tur Dal has held GI registration since 2019. The export-linked channel provides farmers a realisation of Rs.82 per kg compared with a prevailing market price of Rs.60 per kg, while supporting closer integration of FPOs and farmers into export-oriented supply chains.
September 25, 2026
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Trader welfare policy discussions covered GST reform, digital commerce, finance access, export promotion, and coordinated institutional support.
Deliberations covered GST rationalisation, refund delays, audit duration, amnesty schemes, input tax credit anomalies and pending appeals, alongside proposed inclusion of traders in MSME facilitation committees, a centralised loan portal with a 30-day timeline, CIBIL score reforms and grievance helplines. Trader welfare measures considered timely contractor payments, safeguards against technical penalties, loan-repayment flexibility during lean periods and stronger Centre-State coordination.
September 25, 2026
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Gold smuggling through powdered gold concealed in food products led to seizure and arrests under customs law.
Intelligence-led interception and baggage examination identified foreign-origin gold converted into fine powder and mixed with packaged food products of similar colour, texture and consistency. Segregation and assaying yielded 9.40 kg foreign-origin gold, which was seized under the Customs Act, 1962. Questioning linked the passengers to the same organised gold-smuggling syndicate, and they were arrested under that Act.
September 25, 2026
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Customs seizure of suspected smuggled areca nuts and restricted poppy seeds followed intelligence-led cross-border enforcement operations.
Intelligence-led customs enforcement in Mizoram and Assam resulted in seizure, under the Customs Act, 1962, of suspected foreign-origin areca nuts and poppy seeds believed on preliminary inquiry to have been smuggled from Myanmar. Searches of locked, unattended godowns near the Indo-Myanmar border recovered the commodities, while interception of two trucks carrying poppy seeds without valid import documents led to seizure of the consignments and vehicles. Four persons connected with transportation of the poppy seeds were arrested.
September 25, 2026
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Industrial control system cybersecurity certification validates system-level protection across wind farm controls, networks, and lifecycle security services.
IEC 62443-3-3 Security Level 2 certification applies to a wind farm control system covering SCADA, PPC, PLC and industrial network devices. It assesses system-level security requirements, including the interaction of components, networks and security mechanisms within an overall industrial control environment. The cybersecurity framework also spans secure development, certified core control components, system-level protection, and security integration and maintenance services across the lifecycle of wind energy technologies.
September 25, 2026
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Foreign exchange reserve composition reflects a weekly decline driven by foreign currency assets despite a modest gold increase.
India's foreign exchange reserves declined by USD 14.881 billion to USD 765.901 billion for the week ended 18 September 2026. The contraction was principally driven by a reduction in foreign currency assets, which also reflect valuation effects from movements in non-US reserve currencies. Gold reserves increased, while Special Drawing Rights decreased and the reserve position with the International Monetary Fund remained reported separately.
September 25, 2026
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Five-day banking proposal remains under consideration amid strike plans and measures for uninterrupted banking and advance disbursements.
Five-day banking remains under governmental consideration, with no Finance Ministry commitment to implementation. Unions linked the proposal to the 12th Bipartite Settlement/9th Joint Note, which contemplated extended Monday-to-Friday working hours. Family pension revision and a pension option for resignees were identified as addressed, while withdrawal of the Performance Linked Incentive scheme remains in abeyance. Public sector banks were instructed to remain open on the preceding Sunday, and central government salaries, wages and pensions were directed to be disbursed in advance.
September 25, 2026
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Alternative fuel transition promotes ethanol, electric and hydrogen mobility to reduce imports, pollution, and strengthen farm income.
Alternative-fuel and public-transport measures seek to reduce dependence on imported petroleum, curb air pollution, and support farmer income and employment. Ethanol is positioned as a farm-income source through increased demand and returns for maize growers, alongside electricity, hydrogen and waste-derived CNG. Development and introduction of flex-fuel vehicles, using engines capable of operating on ethanol, electric tractors, hydrogen-powered vehicles and hydrogen buses form part of a cleaner-mobility strategy.
September 25, 2026
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Foreign-exchange market intervention expectations supported rupee appreciation amid improved risk sentiment, while importer demand and crude prices constrained gains.
Foreign-exchange market conditions supported a 19-paise appreciation of the rupee to 95.80 against the US dollar, aided by improved global risk sentiment and expectations of Reserve Bank intervention. Dollar demand from importers, high crude prices and US dollar strength constrained gains. Lower crude prices and dollar weakness could support the rupee, while geopolitical escalation may create pressure. Market participants expected intervention if the currency weakened toward 96.
September 25, 2026
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Credit health assessment combines score, repayment history, utilisation, accounts and enquiries to support informed borrowing and profile monitoring.
Credit health is broader than a numerical credit score and encompasses the way credit has been managed over time. Credit analysis requires a combined review of the score, repayment history, credit accounts, credit utilisation, credit history and credit enquiries. A credit report may identify management of EMIs and credit-card dues, existing borrowing obligations, use of revolving credit relative to available limits, and recent lender checks associated with credit applications. Incorrect or unfamiliar entries may be reviewed and, where necessary, raised with the relevant lender or credit bureau.
September 25, 2026
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Fuel-price mitigation measures use tax reductions, targeted subsidies and energy-security policies to ease pressure on households and energy-intensive industries.
European fuel-price intervention combines targeted subsidies, fuel-tax reductions, temporary regulatory flexibilities and energy-security investment to moderate the economic effects of sharply higher gasoline and diesel prices caused by disrupted supplies. Member States have temporary discretion to grant state aid to households and energy-intensive sectors, including agriculture, transport and fishing, and limited flexibility under EU spending rules for investments that improve energy security and reduce dependence on imported fossil fuels.
September 25, 2026
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AI management certification anchors responsible lifecycle governance, transparency, accountability, security, and human oversight for agentic loyalty systems.
ISO/IEC 42001:2023 certification applies to an Artificial Intelligence Management System governing AI development, deployment, oversight and continual improvement within the GRAVTY platform. The framework supports AI-related risk management, responsible governance, transparency, accountability, security and human oversight throughout the AI lifecycle. Its scope includes supervised and unsupervised learning models and large language models supporting personalised engagement, fraud management, loyalty intelligence, autonomous decision-making, operational automation and workflow support.
September 25, 2026
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Digital warehousing controls propose electronic tracking, secure transport, monthly returns, and risk-based compliance verification for warehoused goods.
Draft Warehousing Operations Regulations, 2026 would require public and private warehouse licensees to use the electronic portal and a digital warehouse management system for receipt, storage, transfers, removals and accounting of warehoused goods. Transport would generally require a one-time-lock and transit-risk insurance, subject to specified exemptions. Licensees would verify locks and goods, report discrepancies, maintain auditable electronic records, submit monthly returns, and permit removals for home consumption or export only upon electronic clearance orders. Non-confirmation, discrepancies and contraventions would trigger information demands, risk-based verification and action under the Customs Act.
September 25, 2026
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Technology risk governance requires banks to retain accountability, test resilience, and govern artificial intelligence before scaling financial services.
Technology risk governance must treat technology architecture as a first-order enterprise risk, alongside conventional financial risks, because the availability and integrity of core banking, payments, onboarding, credit, fraud-monitoring and reporting systems determine whether customers can access essential financial services. Banks may outsource technology functions but retain accountability for access controls, concentration, recoverability, data protection and exit options. Effective resilience requires secure architecture, asset visibility, timely remediation of vulnerabilities and legacy systems, identity and access management, effective controls, third-party oversight, post-incident learning, and regular recovery testing.
September 25, 2026
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Global value chain integration advances trade partnerships, semiconductor capacity, and deep-tech innovation within broader economic engagement.
India's global economic engagement prioritises trade and economic partnerships to strengthen participation in global value chains and supply chains, facilitating cross-border movement of goods and services. The approach is linked to projected semiconductor demand and development of artificial-intelligence capabilities, alongside innovation, deep-tech startup support and private-sector space activity. The startup ecosystem is described as having expanded substantially, with current policy emphasis on deep-tech innovation and participation in global markets.
September 25, 2026
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Trade agreement review targets balanced, user-friendly, trade-facilitative rules to address asymmetries and strengthen regional commerce.
The ongoing review of the ASEAN-India Trade in Goods Agreement seeks to enhance trade flows, address trade asymmetries, and deliver a balanced, effective, user-friendly, and trade-facilitative arrangement for businesses. It forms part of India's commitment to mutually beneficial trade partnerships and regional trade arrangements.
September 24, 2026
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Portfolio management reforms broaden permitted investments, establish independent fund managers, and retain registered managers' responsibility for client portfolios.
Portfolio-management reforms replace the 2020 framework and expand investments into IPOs, primary-market debt, listed overseas equity and debt, and direct plans of Indian mutual fund schemes. Investment-grade unlisted non-convertible debt may comprise up to 10 per cent of client assets under management with client consent. Independent Fund Managers may operate with registered portfolio managers, which retain responsibility and liability. Accredited-investor eligibility is broadened, while specified compliance requirements are relaxed where adequate audit trails and internal controls exist.

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TRT Cost Overview for Men Seeking Effective Testosterone Replacement Therapy

November 20, 2025

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Testosterone Replacement Therapy, or TRT, is a medical treatment designed to restore testosterone levels in men with low hormone production, also called hypogonadism. Testosterone is a vital hormone responsible for muscle mass, energy, libido, mood regulation, and overall vitality. trt cost involves medically supervised administration of testosterone to achieve balanced hormone levels, improve well-being, and address symptoms like fatigue, decreased libido, mood swings, and loss of muscle mass. Who Needs TRT? Men who experience symptoms of low testosterone may benefit from TRT. Common symptoms include fatigue, reduced sexual desire, difficulty concentrating, depression, irritability, decreased muscle strength, increased body fat, and low bone density. TRT is recommended only after proper medical evaluation and laboratory testing confirm testosterone deficiency. Self-diagnosis and unsupervised use are not safe or effective. A licensed healthcare provider can determine whether therapy is necessary and safe for each individual.

What Factors Affect TRT Costs? The cost of TRT varies depending on multiple factors: • Type of testosterone: Injections, gels, patches, and pellets differ in price. Injections are often less expensive, while pellets may have higher upfront costs.

• Dosage and frequency: Higher doses or more frequent administration increase costs.

• Laboratory tests: Blood tests to monitor hormone levels, liver function, cholesterol, and other markers add to the overall expense.

• Doctor consultations: Initial evaluations and ongoing follow-ups may be charged per visit or included in treatment packages.

• Location and provider: Costs vary based on geography, clinic type, and whether the service is provided through traditional clinics or online platforms.

Understanding these factors helps men plan financially and select the best option for their needs.

How Much Does TRT Typically Cost? TRT costs vary widely depending on the delivery method and frequency of treatment. On average, monthly costs range from $100 to $400 for injections, $150 to $500 for gels, and $250 to $800 for patches. Pellets may cost $500 to $1,000 every three to six months, including insertion procedures. Additional expenses for laboratory tests and follow-up appointments should be considered. While TRT can be a significant financial commitment, understanding the breakdown of costs helps patients make informed decisions.

Are Laboratory Tests Included in TRT Costs? Some clinics or online providers include lab testing in treatment packages, while others charge separately. Lab tests are essential for diagnosing low testosterone and monitoring therapy to ensure safety and effectiveness. These tests typically include total and free testosterone, estradiol, hematocrit, liver function, cholesterol levels, and sometimes PSA (prostate-specific antigen) testing. Costs for lab work can range from $50 to $200 per test, depending on location and provider.

Does Insurance Cover TRT? Insurance coverage for TRT depends on the policy and whether the therapy is deemed medically necessary. Some plans cover TRT when low testosterone is confirmed through lab testing and symptoms are documented, while others classify it as elective or cosmetic, limiting coverage. Patients should verify coverage, check for prior authorization requirements, and understand co-pays or deductibles. Even when insurance partially covers treatment, out-of-pocket expenses for medication, lab tests, and follow-ups may still apply.

How Does the Type of Testosterone Affect Cost? Different forms of testosterone have varying costs and benefits: • Injections: Typically the most affordable option, with costs ranging from $100 to $400 per month.

• Gels: Convenient for daily application, with prices around $150 to $500 monthly.

• Patches: Continuous delivery through skin application, often $250 to $800 monthly.

• Pellets: Implanted under the skin for slow release over months, usually $500 to $1,000 per procedure.

Choosing the appropriate form depends on lifestyle, medical guidance, and budget considerations.

Can TRT Be Administered at Home? Yes, many men can administer certain forms of TRT at home. Injectable testosterone can be self-administered after proper instruction from a healthcare provider. Gels and patches are applied directly to the skin. Pellets require a medical procedure for insertion and must be performed in a clinic. Home administration can reduce travel costs and offer convenience, but it is essential to follow professional guidance for safe and effective dosing.

How Do Follow-Up Visits Affect Overall Costs? Follow-up appointments are essential for monitoring testosterone levels, evaluating symptoms, and adjusting dosages. Some providers include follow-ups in monthly treatment packages, while others charge per visit, typically $50 to $150. Regular monitoring prevents side effects and ensures therapy effectiveness, making these costs an important part of overall financial planning for TRT.

What Are the Hidden Costs of TRT? Beyond medication and consultations, several hidden costs may arise: • Lab testing: Ongoing blood work to track hormone levels and safety markers.

• Travel expenses: Visits to clinics for injections, pellet insertion, or lab testing.

• Medical equipment: Needles, syringes, alcohol swabs, and storage containers for at-home injections.

• Side effect management: Treatment for acne, elevated hematocrit, or other complications may add to costs.

Considering these factors helps men plan for the total financial commitment of TRT.

Are Online TRT Options More Cost-Effective? Online TRT providers can offer convenience and competitive pricing. Virtual consultations reduce travel costs and allow flexible scheduling. Prescription delivery saves time and ensures privacy. Many online platforms include lab testing packages and follow-up plans, simplifying overall management. While costs are comparable to in-person clinics, online therapy often provides better accessibility and streamlined care for those with busy schedules.

Does TRT Require Long-Term Investment? TRT is often a long-term therapy, especially for men with age-related testosterone decline or permanent medical conditions. Monthly costs accumulate over time, and ongoing lab monitoring and follow-ups are necessary to maintain safety and effectiveness. Some men may require therapy indefinitely, while others with reversible causes of low testosterone may discontinue after lifestyle improvements or temporary treatments. Understanding the long-term financial commitment is essential for sustainable therapy.

How Can Men Minimize TRT Costs? Several strategies can help reduce costs without compromising safety: • Comparing providers: Review pricing for medication, labs, and follow-ups across clinics and online platforms.

• Bulk purchasing: Some providers offer cost savings for longer prescription supplies.

• Insurance verification: Understanding coverage, co-pays, and prior authorization can lower out-of-pocket expenses.

• Choosing the right form: Selecting an appropriate testosterone delivery method for lifestyle and budget.

• Maintaining healthy lifestyle habits: Diet, exercise, and stress management may reduce required dosage over time.

Are There Financial Assistance Programs for TRT? Some manufacturers, clinics, and online platforms offer financial assistance programs or discounts for eligible patients. These programs may reduce medication costs, cover lab tests, or offer payment plans for long-term therapy. Patients should inquire about available programs and explore options that make therapy more affordable while ensuring safe and medically supervised care.

How Often Should Costs Be Reviewed During TRT? Patients should periodically review TRT-related expenses to manage their budget effectively. Costs may change due to dosage adjustments, lab frequency, or therapy duration. Reviewing expenses every few months helps identify opportunities for savings, ensures adherence to therapy, and avoids unexpected financial burdens. Open communication with providers about cost concerns is important for sustainable treatment.

What Are the Benefits of Investing in TRT? While TRT can be a significant financial commitment, the benefits often outweigh costs when therapy is properly managed. Patients typically experience increased energy, improved mood, enhanced sexual function, better muscle mass and strength, and overall quality of life improvements. Investing in professional care ensures safety, minimizes side effects, and maximizes the effectiveness of therapy.

Can Costs Vary by Geographic Location? Yes, TRT costs differ depending on where care is provided. Urban centers or specialized clinics may have higher fees for consultations, lab work, and procedures, while rural areas may have lower charges. Online platforms can help standardize costs by offering virtual care and prescription delivery regardless of location. Comparing local and online options helps patients select cost-effective solutions.

What Are the Typical Steps Included in TRT Costs? TRT expenses generally cover several key components: 1. Initial consultation with a licensed provider.

2. Laboratory testing to confirm low testosterone and monitor therapy.

3. Prescription testosterone in the chosen form (injection, gel, patch, or pellet).

4. Ongoing follow-ups to adjust dosage and assess health markers.

5. Equipment or supplies for home administration if applicable.

6. Management of side effects or complications if they arise.

Understanding each step helps patients budget effectively and anticipate total costs.

Is it Worth Paying for Professional TRT? Yes, paying for professionally supervised TRT ensures safety, accuracy, and effectiveness. Self-administering testosterone or purchasing unregulated products can lead to serious health risks, including hormonal imbalance, cardiovascular complications, liver issues, and fertility problems. Professional care includes lab monitoring, dosage adjustments, and personalized guidance, making it a worthwhile investment for long-term health and well-being.

Conclusion TRT is a valuable treatment for men with low testosterone, offering significant benefits for energy, mood, sexual health, and overall vitality. Understanding the costs associated with therapy—including medication, lab tests, consultations, and follow-ups—is essential for planning and budgeting. By considering factors such as delivery method, duration, insurance coverage, and lifestyle, men can access effective TRT safely and affordably. Investing in professional, medically supervised care ensures optimal results, long-term safety, and improved quality of life while providing clarity on the financial commitment required for this transformative therapy.

(Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR

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