<h1>Children's education: use child-focused life insurance to secure funding, ensure continuity and tax benefits for college and overseas study.</h1> Child-focused life insurance plans combine protection, structured savings and potential tax advantages, offering milestone-linked or guaranteed payouts to secure uninterrupted education. Many plans include a waiver of future premiums to preserve benefits if a parent dies, and some permit partial withdrawals or loans for emergencies. Product types range from guaranteed endowments for stability, guaranteed income plans for scheduled education expenses, to ULIP-style market-linked options for higher long-term returns.