<h1>National portal launches Startup Common Application Journey for unified loan applications integrating PAN/GST/Udyam/ITR and credit data</h1> The government finance department launched a Startup Common Application Journey on the national portal to create a single digital channel for startups to apply for and track loans across public sector banks. Developed by the public banks' association with a bank alliance, the platform integrates PAN, GST, Udyam, ITRs and credit bureau data to speed processing and increase transparency. A model loan scheme backed by the Credit Guarantee Scheme for Startups (administered by the national credit guarantee company under the industry promotion department) offers loans up to Rs.20 crore and includes special interest concessions for women entrepreneurs.