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<h1>Startup credit portal enables unified loan applications, offer comparison and tracking across public sector banks with guarantee-backed loans.</h1> The Department of Financial Services launched the Start-up Common Application Journey on the Jan Sammarth Portal to provide startups a unified digital platform for loan applications across public sector banks, enabling application submission, offer comparison and tracking. The portal integrates PAN, GST, Udyam, ITR and credit bureau data to accelerate processing and transparency. The scheme is supported by a Model Loan Scheme offering loans up to Rs.20 crores under the Credit Guarantee Scheme for Startups, and includes interest concessions for women entrepreneurs.