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<h1>Xflow launches flat-fee cross-border payment plans reducing SMB export costs and improving FX control and margins.</h1> Xflow launched flat-fee pricing plans for small and mid-sized exporters to reduce cross-border payment costs, increase pricing transparency, and provide FX control, offering illustrative all-inclusive fees for freelancers and small businesses. The announcement states Xflow has obtained in-principle authorization from the Reserve Bank for a PA-CB license and promotes compliance, predictable settlement, and margin protection as core features of its cross-border payment service.