<h1>Expanding middle class drives long-term consumption trend; thematic funds offer exposure but carry concentration and cyclicality risks</h1> A press release describes the expansion of a country's middle class as a long-term consumption megatrend that can influence sectors such as consumer goods, housing, education, healthcare and financial services, and suggests thematic consumption funds as one way to gain exposure. It warns of concentration, cyclicality, manager-selection and horizon risks, and advises aligning such allocations with overall portfolio diversification and risk appetite. The release promotes planning tools (SIP and compound interest calculators) as illustrative only, and reiterates standard market-risk disclosure and the need to read scheme documents before investing.