<h1>Single-login access to retirement fund member services provides unified passbook view and Annexure K download, improving transparency and efficiency.</h1> The member portal now offers single-login access through a new Passbook Lite feature that provides a summarized view of contributions, withdrawals and balance within the unified interface while retaining the existing Passbook Portal for detailed displays. Members may directly download Annexure K (Transfer Certificate) in PDF to track PF transfer status and verify updated balances and service periods. The EPF approval hierarchy has been rationalised by delegating specific powers from senior officers to Assistant Commissioners and subordinate levels for transfers, settlements, advances, refunds and related adjustments to accelerate processing and improve transparency.