<h1>Bank RuPay credit card: 1% cashback (max Rs 500), 5 reward coins per UPI, 500 welcome coins, fuel waiver</h1> A bank-issued RuPay credit card product offers 1% cashback on eligible UPI and retail transactions (capped at Rs. 500 per billing cycle), 5 non-expiring reward coins per UPI transaction plus a 500-coin welcome bonus, fuel surcharge waiver of 1% (transactions Rs. 400-5,000; up to Rs. 100 per cycle), limited complimentary airport and railway lounge visits contingent on quarterly spend thresholds, Xpress EMI conversion, contactless limits, lifetime-free add-on cards, and fraud/zero-liability protections. Joining/annual fee is Rs. 299 plus taxes; eligibility limited by age and residency. All features and charges are subject to change under the issuer's policies.