<h1>GST waiver on insurance expected to boost offline insurance sales and deepen regional market penetration in West Bengal.</h1> Policybazaar's offline distribution in West Bengal now constitutes nearly one third of its state sales and is growing rapidly due to new offices and outlets; health and term insurance dominate sales, with salaried and highly educated, younger customers forming the core buyer base. The company identifies the GST waiver on insurance as a regulatory stimulus expected to further boost demand and sustain offline channel traction, indicating strengthened regional market penetration and a shift toward hybrid distribution.