<h1>Insurance broker reports 60% year-on-year offline sales surge; offline channels now 30% of regional sales, 26% of term policies</h1> A national insurance broker reports a 60% year-on-year increase in offline sales in West Bengal, where offline channels now comprise about 30% of state sales and the state represents 26% of the broker's term insurance policies in FY25. The firm opened 15 outlets nationally last fiscal and attributes continued growth to a recent GST waiver on insurance, which it expects will spur demand. Demographic data show high concentrations of educated and salaried buyers, a young customer base, predominance of health and term products, and modest yet rising female participation.