<h1>Digital lender-university partnership offering flexible EMIs and 'zero hidden charges' triggers compliance, accreditation, data security and advertising risks</h1> A digital lending platform entered into a commercial partnership with an accredited online university to provide wholly digital education financing with flexible EMIs, zero hidden charges claims, and expanded distribution via the lender's network. The university is presented as UGC-entitled and AICTE-approved; the lender discloses regulatory and credit credentials including a CARE rating upgrade and ISO/IEC 27001 certification. Legal considerations include compliance with consumer credit, disclosure and fair-lending laws, verification of accreditation claims, data-protection and information-security obligations tied to ISO certification, advertising and warranty liability for 'zero hidden charges' representations, and regulatory oversight of lending partnerships with educational providers.