<h1>Insurer and online marketplace launch market-linked pension plan with zero allocation charges, flexible premiums, unlimited free fund switches</h1> An insurance company, in partnership with an online insurance marketplace, launched a market-linked individual pension plan offering zero allocation charges, flexible retirement age and premium terms, and unlimited free fund switches to encourage retirement savings amid an ageing population. The release notes potential benefits and sales via the marketplace while highlighting regulatory disclosures: the insurer has filed a draft red herring prospectus with the securities regulator in connection with a proposed IPO and cautions that investments entail high risk and are subject to approvals, market conditions and applicable securities laws.