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        <h1>Embedded EV insurance in vehicle sales requires clear point-of-sale disclosure, consent for data use, and regulatory compliance</h1> A global electric vehicle manufacturer and a digital insurer have integrated motor insurance into the vehicle purchase process, offering embedded, end-to-end online policy issuance, real-time premium and IDV calculators, EV-specific cover options, and fully digital document delivery and claims handling. The arrangement creates a bundled sales-contract and insurance contract workflow requiring clear disclosure of terms, premiums and scope of cover at point of sale, while raising potential consumer-protection and data-privacy issues if driving or charging data are used later to adjust terms or premiums; regulatory compliance for insurance distribution and consent-based data use will be critical.

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