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<h1>Nomination-based claims settlement to be standardised, simplifying survivors' claims; Retail-Direct adds T-bill systematic auto-bidding facility.</h1> The Reserve Bank will standardise procedures and documentation for settlement of claims on deposit accounts and safe custody or safe deposit lockers of deceased customers to harmonise bank practices and expedite claims by nominees or legal heirs; it will issue a draft circular for public consultation. Separately, Retail-Direct will be enhanced to allow retail investors systematic investment in treasury bills via an auto-bidding facility for primary auction bids covering investment and reinvestment.