<h1>Digital Personal Loans with Flexible Terms, Quick Approval, No Foreclosure Fees, and Fully Paperless Process</h1> A financial institution has launched a fully digital personal loan product offering up to a specified amount with approval and disbursal within 30 minutes. The loan features flexible borrowing options, including customizable repayment tenures and EMI dates, with interest rates starting at a disclosed percentage calculated on a reducing balance basis. The product allows early loan closure without foreclosure fees and requires no physical documentation, relying instead on digital verification methods. Borrowers can access multiple loans without reapplying, and monthly EMIs apply only to disbursed amounts. This service aligns with the institution's digital-first strategy, emphasizing transparency, customer convenience, and inclusion. The institution serves millions of customers across numerous locations and has received international recognition for its banking services.