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<h1>Bank deposit and credit distribution: growth across population groups with concentration in top centres and higher CD ratios for some bank groups.</h1> Reports spatial and institutional distribution of aggregate deposits and gross bank credit of scheduled commercial banks as of June 29, 2012, based on BSR 7 returns; documents y o y growth in deposits and credit across population groups; highlights concentration in top centres and large offices; sets out bank group shares of deposits and credit and records the C-D ratio for all scheduled commercial banks and selected bank groups.