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<h1>Data disclosure: NABARD lacks central bank wise KCC and KCC specific NPA records, relying on state level aggregates instead.</h1> NABARD does not centrally maintain bank wise records of Kisan Credit Cards or KCC specific NPA data and instead publishes state wise aggregates from Regional Rural Banks; operative KCC counts and outstanding amounts are provided in annexures, while recovery of NPAs is handled by banks under their Board approved policies.