UPS benefits will be over and above the already claimed NPS benefits

The Central government NPS subscribers who retired on or before 31/03/2025 with minimum 10 years of qualifying service or their legally wedded spouse can claim the following additional benefits under Unified Pension Scheme (UPS), over and above the NPS benefits already claimed:

a. Lumpsum payment (one time) one-tenth of last drawn basic pay and dearness allowance thereon, for each completed six months of qualifying service.

b. Monthly Top-up amount is calculated based on admissible UPS payout + Dearness relief (DR) minus representative annuity amount under NPS.

c. Arrears with simple interest as per applicable PPF rates.

The UPS benefits can be claimed through the following modes:

• Physical mode- By visiting the DDO & submitting the Form (B2- for subscriber & B4/B6 – for the legally wedded spouse). The form can be downloaded from the following- www.npscra.nsdl.co.in/ups.php
• Online mode- Visit www.npscra.nsdl.co.in/ups.php to fill the online form.
• Last date to claim the benefits: 30^th June 2025.

For more details: Join the webinar @ https://www.pfrda.org.in/index1.cshtml?lsid=546

UPS Help Desk (toll- free) Number -18005712930

NPS retirees UPS eligibility: additional lump sum and monthly top up benefits; claim via DDO or online before deadline. Retired Central Government NPS subscribers with at least ten years of qualifying service, or their legally wedded spouse, may claim UPS additions over and above NPS benefits: a one time lump sum based on one tenth of last drawn basic pay plus dearness allowance per completed six months of service; a monthly top up computed as admissible UPS payout plus dearness relief minus the representative annuity under NPS; and arrears with simple interest at applicable PPF rates. Claims can be made physically via DDO using prescribed forms or online through the designated portal; a claim submission deadline is prescribed.