<h1>Government Extends Affordable Credit Scheme for Farmers, Offering 7% Interest Rates and Incentives for Kisan Credit Card Holders</h1> The government approved continuation of the Modified Interest Subvention Scheme for 2025-26, providing farmers short-term credit through Kisan Credit Cards at affordable rates. The scheme offers loans up to Rs 3 lakh at 7% interest, with a 1.5% subvention and potential 3% prompt repayment incentive. The initiative will cost Rs 15,640 crore and aims to support institutional credit flow, enhance agricultural productivity, and ensure financial inclusion for small farmers.