<h1>India's 2012 Initiatives Boost Urban Poor Support: Housing Loans, Slum Property Rights, Employment, and Real Estate Transparency.</h1> In 2012, the Ministry of Housing and Urban Poverty Alleviation in India implemented several key initiatives to enhance infrastructure and services for the urban poor. A Credit Risk Guarantee Fund was established to support low-income housing, providing guarantees for loans up to Rs. 5 lakh. Income criteria for housing schemes were revised to broaden eligibility. The Jawaharlal Nehru National Urban Renewal Mission was extended to 2014, with significant progress in housing projects. The Rajiv Awas Yojana aimed to provide property rights to slum dwellers, and the Swarna Jayanti Shahari Rozgar Yojana focused on employment for the urban poor. Additionally, a Real Estate Regulatory Authority was proposed to ensure transparency in real estate transactions.