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<h1>NRI-specific insurance benefits expand affordability and eldercare access via discounts, GST refund eligibility, and dedicated care services.</h1> Policybazaar and insurer partners offer NRI-specific insurance benefits including premium discounts for documented no-claim NRIs, a GST refund route for annual premiums paid from NRE accounts subject to KYC and banking proof, and multi-year policy savings. Complementing these financial incentives, the NRI Care Program provides 24/7 emergency helpline and claims assistance, hospitalisation coordination, doctor-on-call and OPD coverage, wellness support, and fast-track on-ground claims facilitation, with participation contingent on submission of passport and proof of international residence under IRDAI-approved plans.