<h1>ATM usage fee cap raised; banks may levy higher per-withdrawal charge after customers exhaust free monthly transactions.</h1> RBI revised the permissible maximum customer charge for ATM withdrawals beyond mandatory free monthly transactions, effective from the stated implementation date, and extended the instruction to cash recycler machines for withdrawal transactions. The circular reiterates free transaction entitlements at own-bank and other-bank ATMs with metro/non-metro distinctions, confirms that ATM interchange fees are decided by the ATM network, and states the prevailing interchange rates for financial and non-financial transactions.