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<h1>Gold Loan Lending Reforms: RBI Seeks Balanced Approach to Harmonize Regulations Across Banking and NBFC Sectors</h1> The Reserve Bank of India (RBI) plans to issue draft guidelines for gold loan lending that aim to rationalize rather than tighten norms. The governor clarified the proposed guidelines will extend existing non-banking financial company (NBFC) regulations to the banking sector, focusing on conduct-related aspects and harmonizing guidelines across different regulated entities while considering their risk-bearing capabilities.