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<h1>India's PSBs and RRBs Boost Electronic Payments, Expand Access in Rural Areas with Free NEFT and More ATMs.</h1> Public Sector Banks (PSBs) and Regional Rural Banks (RRBs) in India are expanding electronic payment systems to increase banking access, particularly in rural and semi-urban areas. Initiatives include increasing ATMs, reducing ATM transaction interchange charges, offering free National Electronic Fund Transfer (NEFT) transactions up to Rs.1 lakh, and issuing debit cards to all customers. Under the Swabhimaan Financial Inclusion campaign, banking services have reached 74,194 villages with populations of 2,000 and above. These efforts aim to provide cost-effective and efficient banking services, enhancing accessibility for rural populations.