<h1>Kisan Credit Card Scheme Surpasses 10.05 Lakh Crore, Aiding 7.72 Crore Farmers with Enhanced Credit Access and Reduced Interest Rates</h1> The operative Kisan Credit Card (KCC) amount has surpassed 10.05 lakh crore, benefiting 7.72 crore farmers as of December 2024. This marks a significant increase from 4.26 lakh crore in March 2014, reflecting enhanced access to affordable credit for agricultural and allied activities. The KCC scheme, which offers timely credit for agricultural inputs and allied sectors like Animal Husbandry, Dairy, and Fisheries, now includes a loan limit increase from 3 lakh to 5 lakh under the Modified Interest Subvention Scheme. This scheme offers a 1.5% interest subvention and a 3% Prompt Repayment Incentive, effectively reducing interest rates for farmers.