<h1>Insolvency framework reform urged to speed resolutions, deter frivolous filings, and boost tribunal efficiency through tech and pre-packs.</h1> The Survey urges operational and institutional reforms to accelerate insolvency resolution and reduce legal costs, particularly for MSMEs, through adoption of pre-pack arrangements, capacity building for resolution professionals, minimising judicial delays, and greater use of technology and registry support at the tribunal. It recommends deterring frivolous applications by imposing higher costs, revisiting tribunal procedures and considering separate procedural rules to improve admission, scrutiny and overall efficiency while balancing fairness and speed to protect asset value and recovery.