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        <h1>RBI Issues Draft Circular on Fair Lending Practices; Seeks Stakeholder Feedback on Penal Charges by May 15, 2023.</h1> The Reserve Bank of India (RBI) has issued a Draft Circular on Fair Lending Practice concerning penal charges in loan accounts, following its earlier announcement on February 8, 2023, to review existing regulatory guidelines on penal interest. Stakeholders are invited to submit their comments on the draft by May 15, 2023, to the Chief General Manager of the Department of Regulation at the RBI's Central Office in Mumbai.

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