<h1>RBI Deputy Governor Stresses Capacity Building and Innovation in Banking to Tackle Challenges Like NPAs and COVID-19 Impact.</h1> The Deputy Governor of the Reserve Bank of India highlighted the importance of capacity building in the financial sector during a speech at the National Institute for Banking Studies and Corporate Management's Golden Jubilee celebration. He discussed the challenges faced by the sector over the past decade, including rising NPAs, liquidity issues, and the COVID-19 pandemic. The Deputy Governor emphasized the need for banks to enhance risk management, embrace technological advancements, and leverage data analytics. He stressed the importance of investing in human resources and continuous innovation to address emerging challenges and ensure the sector's resilience and growth.