The Government has launched “Jan Samarth” Portal on 06.06.2022 to provide a common platform for availing loan under certain credit-linked Government schemes. This was stated by Union Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in Lok Sabha today.

The salient features of the “Jan Samarth” Portal are as under:

1. It connects all stakeholders like beneficiaries, financial institutions, Central/State Government Agencies, and Nodal Agencies on a common platform.
2. Applicants can initially access 13 credit-linked Government Schemes catering to youth, students, entrepreneurs and farmers viz. Education Loans, Agriculture Loans, Business Activity Loans, and Livelihood Loans.

The Minister further stated that use of the “Jan Samarth” Portal by applicants eases the loan application and disbursement process. Any applicant/ beneficiary can register, check eligibility under various Government Schemes and apply for loan through Jan Samarth Portal round the clock.

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Common platform for credit-linked government schemes streamlines applicant registration, eligibility checks, and online loan applications. A common digital platform for credit-linked government schemes connects beneficiaries, financial institutions, government and nodal agencies to centralise registration, eligibility checks, and online loan applications across education, agriculture, business and livelihood schemes, enabling continuous applicant access and streamlining the application-to-disbursement process.