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of <h1>Pradhan Mantri Mudra Yojana: 32 Crore Loans Issued, Boosting MSME Credit and Creating 1.12 Crore Jobs Since 2015.</h1> Over 32.11 crore loans totaling Rs. 17 lakh crore, with disbursements of Rs. 16.50 lakh crore, have been extended under the Pradhan Mantri Mudra Yojana (PMMY) since its inception in April 2015. The scheme, which offers loans in Shishu, Kishore, and Tarun categories, has been evaluated by studies highlighting its benefits, such as no collateral requirements and quick processing. These loans have significantly boosted bank credit to MSMEs and increased employment, generating 1.12 crore additional jobs from 2015 to 2018. Shishu loans contributed to 66% of the employment growth among MUDRA beneficiaries.
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