<h1>Mumbai Gold at Rs. 20,775, Silver Rs. 56,900; SBI Loan Rates Vary: Housing 8-11%, Cars 7.5-12%, Education 10.5-13.5.</h1> Gold and silver rates in Mumbai as of April 1, 2011, were Rs. 20,775 for standard gold, Rs. 20,875 for pure gold, and Rs. 56,900 for silver. The State Bank of India (SBI) lending rates varied across different loan types and years. Housing loan rates ranged from 8% to 11% depending on the loan term and amount. Car loans for new cars had rates from 7.5% to 12% based on loan duration and amount. Two-wheeler loans were at 11% to 16.5%, education loans ranged from 10.5% to 13.5%, and personal loans were between 12.75% and 16.75%. Special concessions were offered for girl students.