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The Atal Pension Yojana (APY) is the guaranteed Pension Scheme of Government of India administered by PFRDA.
The Subscriber base under APY has crossed 1.24 crore mark. The Govt of India guarantees the pension benefits. The Scheme is very easy to understand and it is very transparent. More than 27 lacs new subscribers have joined the Scheme during the current financial year, i.e. 2018-19. States like Uttar Pradesh, Bihar, Andhra Pradesh, Maharashtra and Karnataka are the top contributors in APY enrollment. The Scheme allows any Indian Citizen between the age group of 18-40 years to join through the bank or post office branches where one has the savings bank account. The table below shows State wise enrollment, gender wise distribution and coverage along with the latest population in those States.
The State wise potential, that is eligible population that can be covered under APY, and gender wise distribution of population as on 27th Oct 2018 is given below:
S.No | STATE | POPULATION BETWEEN AGE GROUP 18 TO 40 | Number of APY Subscribers as on 27.10.2016 | Percentage of Population Covered under APY | Total Female Subscribers | Percentage of Female Subscribers | Total Male Subscibers | Percentage of Male Subscribers | Total Transgender Subscribers | Percentage of Transgender Subscribers | Total |
1 | ANDAMAN & NICOBAR ISLANDS | 168,753 | 1,856 | 1 | 715 | 39 | 1,141 | 61 | 0 | 0 | 1,856 |
2 | ANDHRA PRADESH & TELANGANA | 34,832,527 | 1,128,032 | 3 | 565,804 | 50 | 561,843 | 50 | 385 | 0 | 1,128,032 |
3 | ARUNACHAL PRADESH | 542,212 | 4,507 | 1 | 1,936 | 43 | 2,571 | 57 | 0 | 0 | 4,507 |
4 | ASSAM | 12,291,862 | 250,783 | 2 | 109,481 | 44 | 141,259 | 56 | 43 | 0 | 250,783 |
5 | BIHAR | 35,484,731 | 1,116,119 | 3 | 559,297 | 50 | 556,707 | 50 | 115 | 0 | 1,116,119 |
6 | CHANDIGARH | 473,489 | 19,408 | 4 | 6,383 | 33 | 13,023 | 67 | 2 | 0 | 19,408 |
7 | CHHATTISGARH | 9,675,449 | 194,442 | 2 | 77,620 | 40 | 116,810 | 60 | 12 | 0 | 194,442 |
8 | DADRA & NAGAR HAVELI | 161,941 | 6,689 | 4 | 1,350 | 20 | 5,337 | 80 | 2 | 0 | 6,689 |
9 | DAMAN & DIU | 134,502 | 4,697 | 3 | 735 | 16 | 3,962 | 84 | 0 | 0 | 4,697 |
10 | DELHI | 7,266,256 | 205,759 | 3 | 67,330 | 33 | 138,376 | 67 | 53 | 0 | 205,759 |
11 | GOA | 595,087 | 28,951 | 5 | 10,480 | 36 | 18,468 | 64 | 3 | 0 | 28,951 |
12 | GUJARAT | 23,827,045 | 591,045 | 2 | 179,603 | 30 | 411,318 | 70 | 124 | 0 | 591,045 |
13 | HARYANA | 10,104,539 | 278,199 | 3 | 75,688 | 27 | 202,460 | 73 | 51 | 0 | 278,199 |
14 | HIMACHAL PRADESH | 2,685,526 | 79,964 | 3 | 27,241 | 34 | 52,711 | 66 | 12 | 0 | 79,964 |
15 | JAMMU & KASHMIR | 4,775,045 | 47,614 | 1 | 12,025 | 25 | 35,551 | 75 | 38 | 0 | 47,614 |
16 | JHARKHAND | 11,967,910 | 258,688 | 2 | 128,426 | 50 | 130,239 | 50 | 23 | 0 | 258,688 |
17 | KARNATAKA | 25,359,036 | 915,260 | 4 | 389,509 | 43 | 525,564 | 57 | 187 | 0 | 915,260 |
18 | KERALA | 11,943,218 | 276,115 | 2 | 151,103 | 55 | 124,961 | 45 | 51 | 0 | 276,115 |
19 | LAKSHADWEEP | 25,877 | 295 | 1 | 80 | 27 | 215 | 73 | 0 | 0 | 295 |
20 | MADHYA PRADESH | 27,234,721 | 662,515 | 2 | 226,775 | 34 | 435,630 | 66 | 110 | 0 | 662,515 |
21 | MAHARASHTRA | 45,274,703 | 1,000,604 | 2 | 354,301 | 35 | 646,088 | 65 | 215 | 0 | 1,000,604 |
22 | MANIPUR | 1,140,447 | 8,031 | 1 | 3,833 | 48 | 4,198 | 52 | 0 | 0 | 8,031 |
23 | MEGHALAYA | 1,068,987 | 9,049 | 1 | 3,705 | 41 | 5,344 | 59 | 0 | 0 | 9,049 |
24 | MIZORAM | 432,946 | 5,798 | 1 | 3,089 | 53 | 2,709 | 47 | 0 | 0 | 5,798 |
25 | NAGALAND | 783,664 | 7,214 | 1 | 2,986 | 41 | 4,228 | 59 | 0 | 0 | 7,214 |
26 | ODISHA | 16,118,865 | 398,416 | 2 | 161,799 | 41 | 236,501 | 59 | 116 | 0 | 398,416 |
27 | PUDUCHERRY | 512,040 | 23,991 | 5 | 12,601 | 53 | 11,381 | 47 | 9 | 0 | 23,991 |
28 | PUNJAB | 11,134,889 | 381,405 | 3 | 120,374 | 32 | 261,003 | 68 | 28 | 0 | 381,405 |
29 | RAJASTHAN | 25,277,598 | 569,052 | 2 | 173,965 | 31 | 394,957 | 69 | 130 | 0 | 569,052 |
30 | SIKKIM | 264,461 | 6,828 | 3 | 2,606 | 38 | 4,221 | 62 | 1 | 0 | 6,828 |
31 | TAMIL NADU | 29,069,600 | 968,372 | 3 | 529,395 | 55 | 438,679 | 45 | 298 | 0 | 968,372 |
32 | TRIPURA | 1,503,503 | 28,786 | 2 | 12,544 | 44 | 16,240 | 56 | 2 | 0 | 28,786 |
33 | UTTAR PRADESH | 71,289,176 | 1,790,481 | 3 | 594,235 | 33 | 1,195,808 | 67 | 438 | 0 | 1,790,481 |
34 | UTTARAKHAND | 3,810,712 | 122,871 | 3 | 40,855 | 33 | 81,997 | 67 | 19 | 0 | 122,871 |
35 | WEST BENGAL | 36,688,732 | 709,869 | 2 | 324,163 | 46 | 385,522 | 54 | 184 | 0 | 709,869 |
| TOTAL | 463,920,049 | 12,101,705 | 3 | 4,932,032 | 41 | 7,167,022 | 59 | 2,651 | 0 | 12,101,705 |
Guaranteed pension benefits under Atal Pension Yojana boost enrolment and allow citizens aged 18-40 to join via banks and post offices. The Atal Pension Yojana is a government backed guaranteed pension scheme administered through authorised banking and post office channels, allowing any Indian citizen aged 18-40 with a savings bank account to enrol. As of October 2018 the subscriber base exceeded 1.24 crore, with over 27 lakh new subscribers in the 2018-19 financial year; statewise and genderwise coverage data are published to show eligible population, total subscribers and demographic distributions.
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