Over 31 Crore Jan-Dhan Accounts Opened; 81% Active, Rs. 75,572 Crore Deposits, 59 Lakh Accounts Closed by Request.

As of February 28, 2018, 31.20 crore accounts have been opened under the Pradhan Mantri Jan-Dhan Yojana (PMJDY), with total deposits amounting to Rs. 75,572.09 crore. Of these, 81% are active accounts. Public Sector Banks report no significant issues and note that Jan-Dhan accounts do not require a minimum balance. Approximately 59 lakh accounts have been closed since the scheme's inception, primarily due to account-holder requests, including conversions to regular savings accounts or closure of duplicate accounts, following Reserve Bank of India guidelines. This information was provided by the Minister of State for Finance in response to a query in the Rajya Sabha.