<h1>Atal Pension Yojana expansion through small finance and payment banks to widen subscriber outreach and enrollment.</h1> Atal Pension Yojana (APY) will be offered through newly licensed Small Finance Banks and Payment Banks to strengthen distribution channels and expand subscriber outreach; participation is expected to support social security goals while providing sustainable fee income to banks via advertised incentives. The pension regulator conducted an orientation for these banks to discuss implementation and enrolment processes, and the newly operational banks have responded positively to the initiative.