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        News and Press Release

        More than 30 crore Accounts opened under Pradhan Mantri Jan Dhan Yojana

        December 20, 2017

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        As on 6.12.2017, total 30.71 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana (PMJDY), including 18.05 crore accounts opened in rural/semi-urban areas.

        Banks are opening PMJDY accounts for unbanked persons at their branches. In addition for uncovered Sub-Service Areas (SSAs) with 1000-1500 households, Bank Mitras, who can open PMJDY accounts, are deployed. State/UT-wise number of PMJDY accounts is annexed at Table 1.

        Department of Revenue has apprised that based on information received from 187 Reporting Entities, ₹ 42,187crore had been deposited in 3,74,14,844 PMJDY accounts during the period 8.11.2016 to 30.12.2016.  A number of measures have been taken up by the Government, which include collection of information on cash transactions, collating and analysis of such information, extensive use of information technology and data analytic tools for identification of high risk cases, expeditious verification of suspect cases and enforcement action as required.

        Table 1: State/UT wise Number of PMJDY accounts opened as on 06.12.2017

        S.No

         State Name

        Number of PMJDY accounts opened as on 06.12.2017

        Rural

        Urban

        Total

        1

        Andaman & Nicobar islands

        36853

        14581

        51434

        2

        Andhra Pradesh

        4437311

        4536119

        8973430

        3

        Arunachal Pradesh

        150536

        102830

        253366

        4

        Assam

        9486483

        3033857

        12520340

        5

        Bihar

        20174916

        12173763

        32348679

        6

        Chandigarh

        38085

        206473

        244558

        7

        Chhattisgarh

        8221389

        4603014

        12824403

        8

        Dadra & Nagar Haveli

        74300

        13618

        87918

        9

        Daman & Diu

        20443

        20654

        41097

        10

        Delhi

        470489

        3463299

        3933788

        11

        Goa

        107512

        42802

        150314

        12

        Gujarat

        6048591

        5548967

        11597558

        13

        Haryana

        3404165

        3031380

        6435545

        14

        Himachal Pradesh

        848820

        127351

        976171

        15

        Jammu & Kashmir

        1673959

        264985

        1938944

        16

        Jharkhand

        7832980

        3095969

        10928949

        17

        Karnataka

        6534781

        5022652

        11557433

        18

        Kerala

        1536024

        1944817

        3480841

        19

        Lakshadweep

        4520

        642

        5162

        20

        Madhya Pradesh

        12804614

        13841605

        26646219

        21

        Maharashtra

        10415718

        11270381

        21686099

        22

        Manipur

        355535

        423036

        778571

        23

        Meghalaya

        346429

        66601

        413030

        24

        Mizoram

        98146

        166569

        264715

        25

        Nagaland

        101236

        115266

        216502

        26

        Odisha

        8819012

        3341299

        12160311

        27

        Puducherry

        68970

        90485

        159455

        28

        Punjab

        3380992

        2629442

        6010434

        29

        Rajasthan

        14332237

        9565442

        23897679

        30

        Sikkim

        73412

        20960

        94372

        31

        Tamil Nadu

        4075561

        4822010

        8897571

        32

        Telangana

        4577150

        4368329

        8945479

        33

        Tripura

        580715

        230766

        811481

        34

        Uttar Pradesh

        27730246

        18533375

        46263621

        35

        Uttarakhand

        1332547

        794666

        2127213

        36

        West Bengal

        20296556

        9091734

        29388290

        Total

        180491233

        126619739

        307110972

        Financial inclusion expansion under Jan Dhan drives enhanced transaction monitoring and data analytics for targeted risk identification and enforcement. Pradhan Mantri Jan Dhan Yojana reached 30.71 crore accounts as of 6 December 2017, with banks and Bank Mitras opening accounts in uncovered Sub Service Areas and detailed State/UT rural and urban distributions reported. The Department of Revenue, citing Reporting Entity data for November-December 2016, highlights concentrated deposits in certain PMJDY accounts and describes measures including collection of cash transaction information, IT enabled collation and data analytics to identify high risk cases, prompt verification of suspect accounts, and enforcement action as necessary.
                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.

                                Financial inclusion expansion under Jan Dhan drives enhanced transaction monitoring and data analytics for targeted risk identification and enforcement.

                                Pradhan Mantri Jan Dhan Yojana reached 30.71 crore accounts as of 6 December 2017, with banks and Bank Mitras opening accounts in uncovered Sub Service Areas and detailed State/UT rural and urban distributions reported. The Department of Revenue, citing Reporting Entity data for November-December 2016, highlights concentrated deposits in certain PMJDY accounts and describes measures including collection of cash transaction information, IT enabled collation and data analytics to identify high risk cases, prompt verification of suspect accounts, and enforcement action as necessary.





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                                ActsIncome Tax
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