e-Shakti is a pilot project of National Bank for Agriculture and Rural Development (NABARD) for digitisation of Self Help Groups (SHGs). It was initiated to address certain concerns like improving the quality of book keeping of SHGs and to enable banks to take informed credit decisions about the group through a Management Information System (MIS). The project covers 25 districts and 1,30,176 SHGs have been digitised as on 31st March, 2017.

As per information compiled by NABARD, about 69,696 SHGs of the SHGs which have been digitised are credit linked as on 31st July, 2017.

No SHG has been de-recognised on account of, or, after digitisation. The digitisation project does not impact the profit/ loss position of the SHGs.

This was stated by Shri Santosh Kumar Gangwar, Minister of State for Finance in written reply to a question in Rajya Sabha today.

Digitisation of Self Help Groups improves bookkeeping and MIS, facilitating informed bank credit decisions without affecting group recognition or finances. e-Shakti is a NABARD pilot for digitisation of Self Help Groups to improve bookkeeping and create a Management Information System enabling banks to take informed credit decisions; the pilot covered 25 districts and had digitised 1,30,176 SHGs by 31 March 2017, with 69,696 credit linked by 31 July 2017, and NABARD reported no de-recognition of SHGs due to digitisation and no impact on SHG profit or loss.