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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>USSD-based payments enable interoperable mobile banking for under-banked users, allowing fund transfers on feature phones without internet.</h1> USSD-based payments implement an interoperable mobile-banking mechanism that enables basic banking services and fund transfers on voice-grade mobile networks without internet access, operable on feature phones and smartphones, and provided in multiple languages to expand access for under-banked and un-banked customers.

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