<h1>PMJDY Accounts Exceed Rs. 25,000 Crore, Over 60% Maintain Balances, Boosting Financial Inclusion in India.</h1> Deposits in accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have surpassed Rs. 25,000 crore, marking a significant milestone for this financial inclusion initiative. As of October 7, 2015, over 60% of these accounts maintain balances, reducing zero-balance accounts to under 40%. Major contributors to this achievement include several prominent banks such as State Bank of India and United Bank of India. Launched in August 2014, PMJDY aims to ensure every household in India has at least one bank account, providing low-cost deposit options and enhancing financial inclusion nationwide.