<h1>RBI Seeks Public Feedback on Report to Standardize Credit Data, Improve Access, and Enhance Credit Information Quality.</h1> The Reserve Bank of India has invited public comments on a report recommending a standardized data format for furnishing credit information to Credit Information Companies (CICs). The report suggests enhancing credit information coverage, standardizing credit scores, and improving the accessibility and quality of Credit Information Reports (CIRs). Recommendations include integrating databases, offering online data correction, and prioritizing customer grievance redressal. The committee also advises providing customers with free CIR copies to promote credit discipline and detect identity theft. A common Data Quality Index is proposed to help credit institutions improve data quality and performance.