Operational creditor initiation of insolvency requires a demand notice and no dispute response to trigger CIRP commencement.

Initiation under section 9 requires an operational creditor to serve a demand notice or invoice and, if unpaid and no dispute is intimated within ten days, to file a prescribed application with supporting documents including the notice/invoice and an affidavit denying any dispute; the application may propose a resolution professional and the Adjudicating Authority must admit or reject within the prescribed period based on completeness, non-payment, proper service, absence of dispute records, and disciplinary status of the proposed professional.

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