GST invoice break up- Bank charges

[Shan S]

I got ITC on checking 2B saw that bank had added ITC for charges deducted by bank for foreign exch remittance on service export.

GST has been in current account from opening, but they were not crediting in ITC all the while. But suddenly i see the entries and it is not matching with bank statement of deduction as well.

Should i ask them for consolidated TAX invoice?

Can i take ITC as it is the charges deducted for currency exchange rate conversion?

in general for bank charges services, Can GST be availed?-

current A/C Debit /Credit card annual charges

Current A/C charges- annual and SMS charges quarterly apart from conversion fee for foreign exchange on export service?

and also would they have been put under as normal customer account for GST deduction all this while before the current month?

Can somebody explain

AI Summary

Input tax credit on bank charges requires clarification where GSTR-2B entries differ from bank deductions and invoice records.
Input tax credit on GST charged by banks for foreign-exchange remittance is questioned where GSTR-2B entries do not match bank-statement deductions. Clarification is sought on claiming credit for currency-conversion charges and obtaining a consolidated tax invoice. The issue also extends to GST on current-account charges, card annual charges, and SMS charges, including whether earlier charges were subject to a different GST account classification.