TaxTMI 
TaxTMI 
Sir,
A small business person Rs.12 lacs business loan from SBI bank
Question:
How to prepare procedure stock statement and any format for SBI bank
Stock statement format and calculate procedure for sbi
10 May 2026 
2 Replies 
2853 Views Asked by
Stock statements for bank finance must reflect closing stock, receivables, creditors, and supporting records for drawing power assessment.
Monthly stock statements are commonly required by banks for business loans and cash credit or overdraft limits to assess drawing power, working capital utilisation, and loan monitoring. No single standard format is fixed; the statement is generally prepared from business records and should broadly agree with books, GST data, and supporting documents. Stock value is to be calculated on the basis of closing stock, using purchase bills, sales registers, inventory records, and related accounts, and may be expected to reflect accepted accounting treatment under Ind AS 2. (AI Summary)
Monthly stock statements are commonly required by banks for business loans and cash credit or overdraft limits to assess drawing power, working capital utilisation, and loan monitoring. No single standard format is fixed; the statement is generally prepared from business records and should broadly agree with books, GST data, and supporting documents. Stock value is to be calculated on the basis of closing stock, using purchase bills, sales registers, inventory records, and related accounts, and may be expected to reflect accepted accounting treatment under Ind AS 2. (AI Summary)