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Issue ID: 120118
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projected and estimated value show for bank loans purposes

Date 09 Jun 2025
Replies 0 Replies
Views 578 Views
Projected value declaration for bank loans: guidance sought on what figures to disclose for security and income.
Whether and which estimated or projected figures should be disclosed for a bank overdraft application where a doctor seeks credit against land valued higher than the requested facility and declares gross receipts in ITRs; core issue is presentation of estimated/projected values and income information for bank loan purposes. (AI Summary)

sir,

A doctor od loan required rs:25 lacs against land property value Rs. 35 lacs and Doctor gross receipts rs:15 lacs  capacity in ITR returns

Question:

A doctor rs:25 lacs od loan required estimated and projected values how much amount show for bank loan purposes

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