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Issue ID: 116334
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Investing in RBI Bonds for those in nil tax bracket

Date 29 May 2020
Replies 2 Replies
Views 1629 Views
Asked by
Tax status and investment choice: consider post tax return and alternatives before investing in discontinued government savings bonds.
Whether a taxpayer in a nil tax bracket should invest in the RBI 7.75% government savings bonds depends on the interaction between tax status and the bond's fixed-income return, investor liquidity and risk preferences; forum replies note the bond's discontinuation and recommend considering alternative investments. (AI Summary)

My wife's annual taxable income is less than ₹ 2.5 lacs. Is it good to invest in RBI 7.75% Bonds in this case?

Please help me with my query.

Thanks

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