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of <h1>Collateral-free export credit guarantee for MSME merchandise exporters under EPM-Niryat Protsahan, up to 85% cover, pilot launched.</h1> A collateral support scheme for export credit under EPM-Niryat Protsahan is brought into force with immediate effect, enabling eligible MSME exporters to obtain credit guarantee cover for export-linked working capital loans from listed member lending institutions; this reduces collateral requirements and facilitates access to formal export credit. The guarantee coverage is prescribed at up to 85% for Micro and Small exporters and 65% for Medium exporters, with an overall guarantee ceiling of Rs. 10 crore per exporter for FY 2025-26 and limited to merchandise exports under a notified positive list of HSN 6-digit tariff lines; this caps the guaranteed exposure and confines support to specified export products. The component is operationalised through CGTMSE on a pilot basis with concurrent stakeholder consultation for draft FTP/HBP guidelines; feedback may lead to refinement and subsequent formalisation through FTP/HBP notifications.
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